Oversized vacant lot in the heart of Fernandina Beach on Amelia Island, located in sought-after County Zoning that allows for SHORT-TERM RENTALS. This parcel is eligible for Impact/Mobility fee EXEMPTION (previous mobile home already removed) - lot is CONSTRUCTION READY! Rare opportunity to build your dream home on a high and dry, non-flood zone parcel measuring approximately 100' x 173' (.3966 acre). Enjoy the privacy and beauty of well-established mature trees with ample space for a pool, RV/boat parking, and additional outdoor living. NO HOA fees. Ideally situated just minutes from historic downtown Fernandina Beach shopping, dining, and entertainment. Less than one mile to Egan's Creek Greenway, the YMCA with pool and fitness facilities, and the pristine beaches of Amelia Island. A-rates schools located within approx. 2 miles. A prime location offering flexibility, convenience, and endless potential.
1478 E OAK Street, Fernandina Beach, FL, 32034
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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