Exceptional opportunity to own a highly visible mixed-use parcel on 8th Street, just blocks from the heart of historic downtown Fernandina Beach. Featuring prominent main street frontage, this property offers excellent potential for commercial, residential, or investment use. Design and build a live/work property where your business thrives on the ground floor and your residence sits comfortably above. Ideal for entrepreneurs seeking work-life balance or investors looking to develop a duplex for rental income. With high traffic exposure, flexible zoning, and proximity to shops, restaurants, and the marina, this lot is a blank canvas for your next chapter.
Subdivision:
City Of Fernandina Beach
Current Use
Commercial, Multi-Family, Residential, Single Family
Utilities
Cable Available, Sewer Available, Water Available
Lot Description:
Zero Lot Line
0 8TH Street, Fernandina Beach, FL, 32034
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
CT Mortgage Lender ML-2630 - MA Mortgage Lender and Mortgage Broker #MC2630 - NH Mortgage Banker #11083-MB - RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB - NY Licensed Mortgage Banker - NYS Department of Financial Services LMBC 106535 / B500898 - NJ Residential Mortgage Lender 2630 - FL Mortgage Lender MLD1388 - VT Lender & Mortgage Broker #6952 & #1297MB
