VP, Mortgage Banker

Sarah Alvarez is a Vice President, Mortgage Banking at William Raveis Mortgage.

A graduate of Deerfield Academy and Vanderbilt University, Alvarez has been at William Raveis Mortgage since 2020 when she joined her mother, industry legend Melissa Cohn, as part of the Melissa Cohn Group. As both a mortgage broker and banker working with over 60 different investors and lenders, Alvarez offers a wide range of services to all types of borrowers and has access to the best rates and products available. Since joining WRM Sarah has personally originated more than $60 million dollars. As a team the mother daughter duo have closed more than $640,000 million in volume during the same period. Whether it's someone needing a low down payment, or a borrower with complex tax returns, Sarah has the expertise to get it done. She is licensed in New York, New Jersey, Connecticut, Massachusetts, and Florida.

Prior to joining William Raveis Mortgage, Alvarez served as Director of Referrals at real estate brokerage Stribling & Associates where she worked for nearly a decade. During her time there, she was responsible for creating and maintaining an extensive international referral network which represented over $100 million in annual sales, and generated $2 million in gross commission income. Additionally, Alvarez earned two national referral awards from Leading Real Estate Companies of the World (LeadingRE), including the coveted Pinnacle Award, recognizing Stribling as one of the top referral departments in the country. Alvarez resides in East Hampton, New York.

CBS News - "4 questions to ask before using a mortgage broker."https://www.cbsnews.com/news/questions-to-ask-before-using-a-mortgage-broker/

Homes.com - "What is a Conventional Loan? Benefits, Requirements & More."https://www.homes.com/blog/what-is-a-conventional-loan/

Homes.com - “Understanding Earnest Monday: A Guide for Prospective Homebuyers."https://www.homes.com/blog/earnest-money-deposits/

CBS News - “Is your HELOC draw period ending soon? What experts say you should know now."https://www.cbsnews.com/news/is-your-heloc-draw-period-ending-soon-what-experts-say-you-should-know-now/

HousingWire - “Mortgage rates hold steady despite softer labor market."https://www.housingwire.com/articles/mortgage-rates-hold-steady-despite-softer-labor-market/

CBS News - “Will home equity loan rates decline this summer? Experts weigh in."https://www.cbsnews.com/news/will-home-equity-loan-rates-decline-this-summer-experts-weigh-in/

CNN Underscored - “How to pay off your mortgage faster and save money on interest"https://edition.cnn.com/cnn-underscored/money/how-to-pay-off-your-mortgage-early

CBS News - “When is a reverse mortgage the best home equity option? Experts weigh in"https://www.cbsnews.com/news/when-is-reverse-mortgage-best-home-equity-option-experts/

CBS News - “4 ways to avoid mortgage rate lock extension fees"https://www.cbsnews.com/news/ways-to-avoid-mortgage-rate-lock-extension-fees/

Business Insider - “I'm buying a house in 2024. Here's why I'm sticking with a traditional fixed-rate mortgage despite the trendier options promising to save me money."https://www.businessinsider.com/fixed-rate-mortgages-better-adjustable-discount-points-interest-rate-savings-2024-3/

CBS News - “4 ways to avoid mortgage rate lock extension fees”https://www.cbsnews.com/news/ways-to-avoid-mortgage-rate-lock-extension-fees/

CNN - “Interest-only mortgages: How they work and why they’re usually unwise”https://www.cnn.com/cnn-underscored/money/interest-only-mortgages

CNN - “What credit scores do you need for a mortgage?”https://www.cnn.com/cnn-underscored/money/credit-score-requirements-for-mortgage

MPA - “When is the right time to buy a house?”
https://www.mpamag.com/us/mortgage-industry/industry-trends/when-is-the-right-time-to-buy-a-house/471256

Credible - “Buying a Home? Here’s How To Get a Mortgage Pre-Approval”
https://www.credible.com/mortgage/how-to-get-preapproved

CBSNews - “Is it a good idea to take equity out of your home? Here's what experts say.”
https://www.cbsnews.com/news/is-it-good-idea-to-take-equity-out-of-home-what-experts-say/

WSJ - “Three Ways to Pay for a Home If a Traditional Mortgage Isn’t on the Table”
https://www.wsj.com/real-estate/three-traditional-mortgage-alternatives-fefd0b82?st=cjofb04bqbug0yp&reflink=desktopwebshare_permalink

Forbes - “If You’re Buying A Home, Don’t Make Any Other Major Purchases”
https://www.forbes.com/sites/terriwilliams/2023/08/29/if-youre-buying-a-home-dont-make-any-other-major-purchases/?sh=12773cdc3f4b

Business Insider - “Will mortgage rates go down? 5 reasons you shouldn't wait for rates to drop”
https://www.businessinsider.com/personal-finance/advantages-to-buying-house-when-mortgage-rates-are-high

MPA - “Federal Reserve interest rate hike – what happens next?”
https://www.mpamag.com/us/news/general/federal-reserve-interest-rate-hike-what-happens-next/453852

CNET - “7 Homebuying Mistakes to Avoid”
https://www.cnet.com/personal-finance/mortgages/advice/7-homebuying-mistakes-to-avoid/

Forbes - “Thinking About Overpricing Your Home? You’re Playing Russian Roulette”
https://www.forbes.com/sites/terriwilliams/2023/07/13/thinking-about-overpricing-your-home-youre-playing-russian-roulette/?sh=227f43882d56

SFGATE - “What is mortgage insurance?”
https://www.sfgate.com/personal-finance/article/what-is-mortgage-insurance-18156427.php

Consumer Affairs - “Types of mortgage loans”
https://www.consumeraffairs.com/finance/types-of-mortgage-loans.html

Consumer Affairs - “How to get a mortgage” https://www.consumeraffairs.com/finance/how-to-get-a-mortgage.html

Hunker - "Can't Afford to Buy a Home? Buydowns May Be the Answer You're Looking For" https://www.hunker.com/13775620/home-buydowns