VP, Mortgage Banker
Cell Phone: 347.223.0992
NMLS Mortgage Loan Originator ID 1880936
About Sarah Alvarez
In 2022, Alvarez personally originated over $35 million in her rookie year with William Raveis Mortgage as a part of the Melissa Cohn Group, while the team saw originations of more than $275 million. Alvarez specializes in helping first-time homebuyers who are navigating the complicated purchase process. As both a mortgage broker and banker working with over 60 different investors and lenders, Alvarez can offer a wide range of services to all types of borrowers. Through William Raveis, she has access to the best products available. Whether it's someone needing a low down payment, or a borrower with complex tax returns, she has the expertise to get it done. She is licensed in New York, New Jersey, Connecticut, Massachusetts, and Florida.
A graduate of Deerfield Academy and Vanderbilt University, Alvarez has been at William Raveis Mortgage since 2020 when she joined her mother, industry legend Melissa Cohn, as part of the Melissa Cohn Group. Prior to joining William Raveis Mortgage, Alvarez served as Director of Referrals at real estate brokerage Stribling & Associates where she worked for nearly a decade. During her time there, she was responsible for creating and maintaining an extensive international referral network which represented over $100 million in annual sales, and generated $2 million in gross commission income. Additionally, Alvarez earned two national referral awards from Leading Real Estate Companies of the World (LeadingRE), including the coveted Pinnacle Award, recognizing Stribling as one of the top referral departments in the country. Alvarez resides in East Hampton, New York.
CBS News article - “Is it a good idea to take equity out of your home? Here's what experts say.”
WSJ article - “Three Ways to Pay for a Home If a Traditional Mortgage Isn’t on the Table”
Forbes article - “If You’re Buying A Home, Don’t Make Any Other Major Purchases”
SF Gate article - “When will mortgage rates go down?”
Business Insider article - “Will mortgage rates go down? 5 reasons you shouldn't wait for rates to drop”
Consumer Affairs article - “Mortgagor vs. mortgagee (2023)”
CNET article - “Compare Current Refinance Rates in August 2023”
MPA article - “Fed Reserve meeting – understanding its actions and impact on mortgages”
MPA article - “Federal Reserve interest rate hike – what happens next?”
CNET article - “7 Homebuying Mistakes to Avoid”
Forbes article - “Thinking About Overpricing Your Home? You’re Playing Russian Roulette”
CNET article - “Mortgage Rate Predictions for July and Beyond: Interest Rates Likely to Stay Higher for Longer”
NY Post article - “What credit score do you need to buy a house?”
SFGATE article - “What is mortgage insurance?”
Consumer Affairs article - “Types of mortgage loans”
Consumer Affairs article - “How to get a mortgage”
Apartment Therapy article - “6 Important Things Everyone Needs to Know About Mortgage Rates This Winter”
Hunker article - "Can't Afford to Buy a Home? Buydowns May Be the Answer You're Looking For"
Business Insider article - "The average mortgage interest rate by state, credit score, year, and loan type"
Business Insider article - "More Buyers Are Getting Adjustable Mortgages, Betting Rates Will Fall"
Real Simple article - "Do You Really Need That 20% Down Payment on a House?"
The Balance article - "How Long Does It Take To Get Approved for a Mortgage?"
Fox Business article - "Looking to maximize mortgage refinance savings? Do this now"
Fortune article - "How much you need to earn to afford a $500,000 home"
Apartment Therapy article - "You Should Meet with a Mortgage Lender Now — Even If You’re Not Ready to Buy a House"