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WELCOME TO THE WATERFRONT LIFESTYLE in beautiful HERNANDO BEACH! This 3 BEDROOM, 2 BATH, 1-CAR GARAGE waterfront home offers approximately 1, 352 SQ FT OF HEATED LIVING SPACE and is situated directly on a SALTWATER CANAL with approximately 70 FEET OF WATERFRONTAGE and DIRECT GULF ACCESS! Step inside to an inviting OPEN FLOOR PLAN featuring ceramic tile flooring and a spacious living and dining area. The updated kitchen is perfect for everyday living and entertaining, featuring SOLID-SURFACE COUNTERTOPS, abundant white cabinetry, stainless steel appliances and an impressive OVERSIZED CENTER ISLAND offering plenty of workspace and seating. Step outside and experience what the Florida waterfront lifestyle is all about! The backyard features a CONCRETE SEAWALL, WOOD DOCK and DIRECT GULF ACCESS, allowing you to head out from your own backyard for a day of BOATING, FISHING, KAYAKING or PADDLEBOARDING. Relax along the waterfront, enjoy peaceful canal views, or entertain family and friends on the outdoor patio. The FENCED YARD provides additional outdoor space and privacy. Located in desirable HERNANDO BEACH, a GOLF CART FRIENDLY waterfront community known for its relaxed coastal lifestyle, you’ll enjoy easy access to waterfront restaurants, marinas, public boat ramps and some of Florida’s best boating and fishing. Spend the day exploring the Gulf or visit the crystal-clear waters of nearby WEEKI WACHEE SPRINGS. Conveniently located close to shopping, dining, medical facilities and everyday conveniences, with easy access to the SUNCOAST PARKWAY for travel to Tampa and surrounding areas. NO HOA and NO CDD! With DIRECT GULF ACCESS, approximately 70 FEET OF WATERFRONTAGE, a CONCRETE SEAWALL, PRIVATE DOCK, UPDATED KITCHEN and BATHS , OVERSIZED ISLAND and an OPEN FLOOR PLAN, this waterfront home offers the perfect opportunity to enjoy everything the Florida Nature Coast lifestyle has to offer. Step outside, get on the water and head DIRECTLY TO THE GULF!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,400
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,920 | $1,920 | $1,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 7.125% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.817% | 7.255% | 6.707% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $12 | $13 | $17 |
| Total Monthly Payment | $87 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.