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Discover the charm of Wykagyl Gardens with this spacious 2-bedroom, 1-bath co-op in a serene, park-like setting. This pre-war complex is renowned for its meticulous upkeep and beautifully landscaped grounds. The spacious living room features archways, high ceilings and beautiful hardwood floors that continue into the adjoining dining room, creating an ideal layout for relaxing or entertaining. Oversized windows invite abundant natural light and the home offers ample closet space. There is unassigned parking at no charge. Indoor parking is available for $100/month and outdoor assigned parking for $75/month, both subject to a waitlist. Ideally located in a vibrant neighborhood near places of worship, dining, post office, local shops, daily necessities, highways, and public transportation, including the Bee Line bus to Metro North, reaching NYC in under 40 minutes. A children's playground is also on the grounds. This co-op offers comfort, convenience, and community in a highly desirable location. Don't miss the opportunity to make this property your new home.
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Our Executive Mortgage Banker:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.118% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,153 | $2,779 |
| Total Monthly Payment | $2,119 | $2,228 | $2,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.