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Nestled just off South Main Street in the heart of Historic Summerville, this charming ranch home offers the perfect blend of comfort, character, and convenience. Tucked down a winding driveway on more than half an acre of beautifully landscaped property, this one owner home was thoughtfully built by the current owner as a downsizing retreat and has been meticulously maintained ever since. Featuring three bedrooms, two bathrooms, and nearly 1, 400 square feet of living space, the home combines quality construction with timeless appeal. Inside, you'll find hardwood floors throughout, crown molding, attractive baseboards, and an inviting open floor plan designed for both everyday living and entertaining. The spacious living room showcases a tray ceiling and flowsseamlessly into the dining area and well appointed kitchen. The kitchen features rich dark wood cabinetry, sophisticated molding details, stainless steel appliances, and ample workspace for preparing meals and gathering with family and friends. The primary suite serves as a relaxing retreat with a tray ceiling, walk-in closet, and private en-suite bathroom complete with a large walk-in shower. Two generously sized secondary bedrooms are thoughtfully positioned to provide privacy and share a full hall bathroom that is also conveniently accessible for guests. Built with durable cement plank siding, the home also features a two car garage with an epoxy coated floor, providing both functionality and low maintenance appeal. Additional highlights include a dedicated laundry room and a large concrete patio overlooking the shady, lush backyard. Raised flower beds and mature landscaping create an ideal outdoor setting for gardening, entertaining, or simply enjoying the peaceful surroundings. Living in Historic Summerville means enjoying a vibrant community with easy access to Hutchinson Square, Short Central, locally owned restaurants, boutique shopping, art galleries, farmers markets, and numerous festivals and community events throughout the year. Recreational opportunities abound with nearby pickleball and tennis courts, parks featuring splash pads and walking trails, golf courses, pool facilities, and an abundance of green space. Whether exploring downtown on foot, by bicycle, or by golf cart, you'll appreciate the convenience and charm of one of the Lowcountry's most beloved communities.
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Our Executive Mortgage Banker:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.118% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,776 | $3,583 |
| Total Monthly Payment | $2,727 | $2,868 | $3,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.