5 Cedar Grove Terrace, Middle Island, NY, 11953 | $599,990

Welcome to a rare opportunity to own a sprawling ranch, in middle island horse country location, backing a huge preserve with deer trails coming off the lot. Supreme privacy, all on an acre parcel, on a culdesac street. Originally a cottage, that was expanded by the owner, who has maintained this home for the past 45 years. All additions are legal with CO's and owner has all paperwork if needed. Starting from the outside you will find a bold deep blue siding with perfection shingles in the front. The roof is an arch shingle that is fairly new along with all newer windows and doors. Large rocking chair porch allows you to enjoy the breeze you will get from living in horse country. Below the additions you will find a covered patio area that is currently used for storage but can also have many diversified uses. There are two long driveways that can be helpful for camper and boat storage. Interior has an entry parlor, with a classic feel to it. The kitchen has solid wood cabinets and then all upgraded appliances/island/and bullnosed granite throughout. the living room has a propane gas fireplace as well. The bedrooms are the new age split plan so the primary and its own bath separate from secondary bedrooms and their own bath. Flooring is either laminate or engineered wood with tile in baths. there is a large basement with both interior and exterior access and is walk in through the front. hw heater and furnace have recently been replaced along with a 200 amp service. All in all this is a very well cared for home with all reasonable rooms sizes.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Exp Ranch
  • Year Built: 1954
  • Garage: 1-car
  • Heating: Oil
  • Cooling: Multi Units
  • Basement: Full, See Remarks, Storage Space, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 1,444
  • Acreage: 1
  • Est. Taxes: $9,648
  • Lot Desc: Cul-De-Sac, Private
  • Elem. School: West Middle Island School
  • Middle School: Longwood Junior High School
  • High School: Longwood High School
  • School District: Longwood
  • Appliances: Dishwasher, Dryer, Gas Oven, Microwave, Oven, Range, Refrigerator, Washer, Indirect Water Heater
  • MLS#: 1030369
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/1030369/5cedargroveterrace_middleisland_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker American Homes   Phone: 631-331-9700

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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5 Cedar Grove Terrace, Middle Island, NY, 11953

$599,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,992 $479,992 $479,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.118%
Monthly Tax Payment $804 $804 $804
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,955 $3,113 $4,018
Total Monthly Payment $3,851 $4,009 $4,914

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.