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Presented by
Delia Cianfagna |
244 RUSKIN Drive, St Johns, FL, 32259 | $525,000
Beautifully upgraded 4-bedroom, 2. 5-bath home in the highly desirable Northlake at Rivertown, offering a private office, versatile loft, and thoughtful designer touches throughout. An upgraded front door welcomes you inside to tile flooring, elegant wainscoting, designer lighting fixtures and recessed lighting, while abundant windows fill the home with natural light. The kitchen features a large granite island, crisp white cabinetry with crown molding, stylish tile backsplash, coffee nook and a walk-in pantry with glass door. The open and inviting living room makes a statement with a custom floor-to-ceiling shiplap entertainment wall, decorative niches and an electric fireplace-perfect for both everyday living and entertaining. Retreat to the spacious owner's suite, complete with a huge walk-in closet and a spa-like en suite bath featuring a dual sink vanity and tiled walk-in shower. Secondary bedrooms are generously sized, complemented by an airy loft/second family room and a private office with French doors. Step outside to the screened, covered lanai with an upgraded fan-great spot to relax and entertain. A paver walkway leads to the extended patio with a fire pit-perfect for cozy evenings with friends and family or enjoying Florida's beautiful mornings and afternoons. The fully fenced backyard offers plenty of space for kids and pets to play. Additional highlights include wood tread stairs with upgraded iron balusters, beautifully maintained front and back yards and whole-home gutters. Enjoy all that Rivertown has to offer with a CDD assessment that is much lower than many newly built homes in the community! This home is just steps from the community basketball court, playground and park. Residents of Rivertown enjoy world-class amenities (spread over three separate amenity centers!) including resort-style pools, sports courts, parks, and scenic trails--all just minutes from top-rated schools, shopping and dining. This is the perfect blend of luxury, lifestyle and convenience!
Features
- Amenities: Pool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), WaterSidewalks
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup
- Style: Traditional
- Year Built: 2021
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,413
- Acreage: 0.1
- HOA Fee: $53 Annually
- View: Water
- Elem. School: Hallowes Cove Academy
- Middle School: Hallowes Cove Academy
- High School: Bartram Trail
- Appliances: Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
- MLS#: 2156891
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/2156891/244ruskindrive_stjohns_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Delia CianfagnaLuxury Properties Specialist
203.910.6186
Delia.Cianfagna@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12578
203.520.1925
Laurie.Berger@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
244 RUSKIN Drive, St Johns, FL, 32259
$525,000
Delia Cianfagna
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.910.6186
Delia.Cianfagna@raveis.com
Laurie Berger
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.902% | 6.098% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,724 | $3,516 |
| Total Monthly Payment | $2,678 | $2,816 | $3,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388