9385 CONCORD ROAD, St. Cloud, FL, 34773 | $289,000

Escape to your own slice of Old Florida charm on just under 1 ACRE in beautiful St. Cloud! This spacious ranch-style 1990 manufactured home offers 2 bedrooms, 2 bathrooms, and a warm, inviting interior filled with custom wood details and timeless character. The open living area flows seamlessly into the generously sized kitchen, featuring tile countertops, abundant cabinet and prep space, and a picturesque view from the kitchen window that brings the outdoors in. The primary bedroom includes the laundry area and offers a private entrance onto the screened patio. Other features include a metal roof, HVAC (2021), water heater (2022), water softener and 3/4 inch upgraded plywood subfloor. Enjoy peaceful mornings on the welcoming wraparound front porch or unwind on the oversized screened patio overlooking the fully fenced property with gated driveway access. Outdoor amenities include a fire pit, chicken coop, raised garden bed, and a playground—creating the perfect setting for entertaining, gardening, or simply enjoying the Florida lifestyle. A standout feature of this property is the impressive 40’ x 50’+ detached garage/workshop, along with an additional 36’ x 30’ storage area behind the garage. Currently configured as a workshop, this incredible space includes two 220-amp electrical hookups, plumbing for an exterior sink, pre-piping for an air compressor, 2 outdoor sinks, 3 outdoor hose bibs, additional kitchen space - making it ideal for hobbyists, contractors, mechanics, or anyone needing exceptional workspace and storage. The garage includes built-in workbenches and cabinets plus two additional storage rooms. Also, a 12x20 shed with metal roof included. With ample room for your toys, equipment, and outdoor activities, this unique property offers the perfect blend of country living, functionality, and charm while remaining conveniently located near shopping, dining, schools, and major roadways. Ideally located 35 miles to Melbourne Beach, 35 miles to Orlando International Airport and 40 miles to Disney World while enjoying the rural country living. Holopaw offers a voluntary membership to a non-profit organization that provides local events and opportunities for education. Nearby parks include playgrounds, basketball court, walking trail, fishing, baseball and soccer fields plus a fire department all located within 2 miles. Don’t miss this one-of-a-kind opportunity to own a versatile property with endless possibilities! All information is deemed reliable and shall be independently verified.

Features

  • Amenities: Basketball Court
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Ranch
  • Year Built: 1990
  • Garage: 2-car Boat, Driveway, Guest, Open, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,080
  • Acreage: 0.93
  • Est. Taxes: $1,120
  • Lot Desc: In County
  • View: Trees/Woods
  • Water Front: Yes
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: O6427370
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6427370/9385concordroad_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/26/2026 4:07:39 AM)
Listing courtesy of BLUE MARLIN REAL ESTATE   Phone: 321-877-2902

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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9385 CONCORD ROAD, St. Cloud, FL, 34773

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.118%
Monthly Tax Payment $93 $93 $93
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,424 $1,500 $1,935
Total Monthly Payment $1,592 $1,668 $2,103

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.