2308 BEACH TRAIL, Indian Rocks Beach, FL, 33785 | $4,350,000

Rare Gulf-Front Opportunity on Coveted Beach Trail in Indian Rocks Beach! Discover an extraordinary beachfront retreat where timeless coastal elegance meets exceptional investment potential. Perfectly positioned directly on the Gulf, this exceptional estate offers a beautifully designed 3-bedroom, 2-bath main residence complemented by a detached 1-bedroom, 1-bath guest house, creating endless possibilities as a luxury primary residence, vacation home, or highly successful income-producing property. A proven favorite among VRBO guests, this home has built a strong reputation as a sought-after beachfront getaway, generating impressive rental demand thanks to its premier location, spacious layout, and resort-style amenities. Designed to capture panoramic Gulf views from the moment you step inside, the open-concept floor plan centers around a chef-inspired kitchen featuring two oversized islands, stainless steel appliances, a wine refrigerator, abundant storage, and seamless flow into the spacious family room. A separate formal dining room provides the perfect setting for entertaining. Outside, your private beachfront oasis awaits. Lounge beside the sparkling pool and spa, prepare meals in the fully equipped outdoor kitchen, challenge friends on the putting green, gather around the firepit beneath the stars, or simply step directly onto the sugar-white sands of the Gulf of Mexico. The thoughtfully designed split-bedroom floor plan offers privacy for family and guests, highlighted by a luxurious primary suite with a spa-inspired bath. The detached guest residence provides an ideal retreat for visitors or additional flexibility as a private office, in-law suite, or separate rental accommodation. Located on one of Indian Rocks Beach's most desirable streets, you're just a short stroll to local restaurants, shops, and entertainment while enjoying convenient access to the mainland via the Belleair Causeway. Whether you're seeking an exceptional beachfront lifestyle, a vacation retreat, or a property with an established history of strong short-term rental performance and repeat VRBO guests, this rare Gulf-front offering delivers the best of both worlds.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 60 x 155
  • Laundry: Inside, Laundry Room
  • Style: Florida, Ranch
  • Year Built: 1968
  • Garage: 2-car Driveway, Garage Faces Side, Ground Level, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,806
  • Acreage: 0.2
  • Lot Size: 60 x 155
  • Est. Taxes: $56,424
  • Lot Desc: Flood Insurance Required, City Lot, Landscaped, Level, Near Marina, Near Public Transit
  • View: Water
  • Water Front: Yes
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Pool: Child Safety Fence, Gunite, In Ground, Lighting
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8532303
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8532303/2308beachtrail_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/28/2026 2:39:41 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-581-9411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2308 BEACH TRAIL, Indian Rocks Beach, FL, 33785

$4,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,480,000 $3,480,000 $3,480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.326% 6.361% 6.183%
Monthly Tax Payment $4,702 $4,702 $4,702
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $20,864 $21,427 $29,366
Total Monthly Payment $25,691 $26,254 $34,193

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.