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If you are looking to enjoy the beach this summer, don't miss this updated, move-in-ready 2-bed/2-bath bungalow located across the street from the ocean! This home features an open floor plan, a newer kitchen with modern appliances, and luxury flooring throughout. Both bedrooms are spacious with ample storage, and both bathrooms include walk-in showers. For those who love to host, the large enclosed front porch provides significant additional entertaining space. The property includes a long driveway with room for two cars, golf cart parking, and a large storage room with built-in cabinets. Professional upgrades completed in June 2026 included a new water heater, new subfloors, and new ductwork. Additionally, the metal roof has been professionally cleaned and coated with Lanco Ultra Siliconizer, and the exterior has been freshly painted. Located in Surfside Estates, an active 55+ manufactured home community nestled between the Atlantic Ocean and the Intracoastal Waterway, this is a Resident Owned land share community with no lot rent. Your purchase includes a share of the community, and the $220 monthly maintenance fee covers; High-speed Wi-Fi, internet, and cable, yard maintenance and access to all facilities, including a heated/cooled pool, fitness room, library, shuffleboard, and a rooftop deck. The Social Club offers a vibrant lifestyle with Friday night bingo, card games, water aerobics, and a large screen TV for sporting events. You can walk to the beach, or take a golf cart to the community docks to fish as you watch the dolphins. The community also features kayak storage, a BBQ pit, and a gazebo overlooking the Intracoastal. With the quaint shops and restaurants of Flagler Beach just minutes away, and essential shopping and hospitals located just over the bridge, everything you need is within reach. What are you waiting for? Your relaxed beach lifestyle is waiting for you!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.118% |
| Monthly Tax Payment | $180 | $180 | $180 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,108 | $1,167 | $1,507 |
| Total Monthly Payment | $1,363 | $1,422 | $1,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.