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Welcome to this spacious, split-level home in an established Gales Ferry neighborhood. Offering comfort and versatility courtesy of terrific indoor and outdoor living areas, you won't want to miss - interior freshly painted this year, plus the added value of a one year old roof!! The tile entry with large closet leads to the upper level. The living room features wood floors, fabulous built -ins and a gas fireplace. Tile floors in your large kitchen /dining area complement the abundant cabinetry, built in display and desk area. A large granite island provides ample space for cooking and entertaining. French doors lead to the outside area where tiered decking leads to a large entertaining area that is highlighted by the inground pool - summer fun awaits (liner replaced in 2023!)! You can also access the pool area through the 2 car garage. The upper level has 2 carpeted guest bedrooms and a full bath with tub/shower. The primary suite is carpeted, has a large closet and a bathroom with stall shower. The lower level includes a huge family room with pellet stove, half bath and a flexible room that is complete with closet offering possibilities as an office, guest space or workout room. The utility area also includes a sauna! Great location close to highways and EB/Sub Base.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Main |
| Bedroom 2 | Wall/Wall Carpet | Main |
| Eat-In Kitchen | Built-Ins,Granite Counters,Dining Area,French Doors | Main |
| Family Room | Pellet Stove,Wall/Wall Carpet | Lower |
| Full Bath | Main | |
| Half Bath | Lower | |
| Living Room | Book Shelves,Built-Ins,Gas Log Fireplace | Main |
| Other | Lower | |
| Primary Bedroom | Full Bath,Stall Shower,Wall/Wall Carpet | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.118% |
| Monthly Tax Payment | $618 | $618 | $618 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,265 | $2,386 | $3,080 |
| Total Monthly Payment | $2,958 | $3,079 | $3,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.