166 Greenville St, Spencer, MA, 01562 | $575,000

**Offer deadline: Tuesday 5pm July 28** Tucked back off a long driveway on 1. 63 private, wooded acres in Spencer, this custom oversized Cape blends thoughtful updates in a setting that's tough to find within reach of Worcester. A classic farmer's porch welcomes you home, and inside, a dramatic living room rises to a 20-foot vaulted ceiling anchored by a stone hearth fireplace, with a second-floor balcony and loft overlooking the space below. The eat-in kitchen offers stone counters, a center island, and an oversized window over the sink that fills the room with light, plus a slider out to the back deck for easy outdoor flow. The first-floor primary suite is a true retreat: a spacious bedroom with wide, easy-flow doorways leads into a spa-style bath with a double vanity and a large custom walk-in shower with an extra-wide, curbless entry finished in stone tile with a built-in bench, alongside a generous walk-in closet. A convenient half bath with the washer and dryer sits just off the primary suite for effortless first-floor laundry. Upstairs, two large bedrooms with plush carpet share a full bath, and a versatile loft space, complete with a window bench, offers room for a home office, playroom, second living area, or the potential for a fourth bedroom. Efficiency runs throughout: solar panels offset nearly all of the electric bill, a Buderus boiler backs up a pellet stove that carries most of the winter heat, and mini-splits provide zoned A/C. The home is also wired for a generator and set up for a security system. A private well with whole-house filtration and softening, a private septic system with a newly installed D-box, and a whole-home central vacuum round out the mechanicals. The oversized two-car attached garage includes a loft above for extra storage plus room for a workshop, and connects to a large mudroom for a practical transition from outside to in. The basement runs large and unfinished, offering excellent potential to expand your living space. Outside, the grounds are made for gathering and quiet enjoyment alike: a crushed-stone patio with a fire pit sits off to the side, a fenced backyard offers a private space to relax, and a raised deck off the kitchen steps down to a patio ideal for a hot tub. A storage shed rounds out the exterior. Spencer offers the rare combination of privacy and forested surroundings, with a beach nearby and commuter routes. This is a home built for comfortable, efficient living in a peaceful country setting.

Features

  • Amenities: Shopping, Park, Walk/Jog Trails, Highway Access, Public School
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
  • Style: Cape, Colonial Revival
  • Year Built: 2003
  • Garage: 2-car Attached
  • Basement: Full, Bulkhead, Unfinished
  • Approx Sq. Feet: 1,968
  • Acreage: 1.63
  • Est. Taxes: $6,185
  • Lot Desc: Wooded, Gentle Sloping
  • Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator
  • MLS#: 73553847
  • Website: https://www.raveis.com
    /prop/73553847/166greenvillest_spencer_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Christopher Group courtesy of Christopher Group   Phone: 855-450-0442

Room Information

Type DescriptionLevel
Bedroom 2 Second
Bedroom 3 Second
Kitchen First
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Living Room First
Master Bedroom First

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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978-337-3053

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

166 Greenville St, Spencer, MA, 01562

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.098%
Monthly Tax Payment $515 $515 $515
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,832 $2,984 $3,851
Total Monthly Payment $3,439 $3,591 $4,458

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.