3430 WESTSHORE DRIVE, St. Cloud, FL, 34772 | $650,000

4. 7 Acres with Ag zoning. . . . . . BEAUTIFUL LAND, "HIGH & DRY", fenced & cross-fenced, A 300-YEAR OLD GRANDFATHER OAK, picturesque entry & bridge driveway. ROOF REPLACED 2018, WATER HEATER 2017, split floor plan, vaulted ceilings, marble sills, SIDE-ENTRY GARAGE, GUTTERS. Huge FLORIDA ROOM with multiple windows and a STUNNING panoramic view of the property. . . . . . create a cozy TV space & still have LOTS of space for a desk area or crafts station. We have an inside Laundry Room with a utility sink & cabinets. Double closets in the Owner's Suite with a PERFECT FOOTPRINT FOR A SPACIOUS WALK-IN DREAM CLOSET. There are TWO hall storage closets, the front AND back entries both have glass storm doors. Our back lanai has pavers and an ornate pergola. . . . . . hang a swing, install screen, & create a relaxing paradise in the shade of the mature Sycamore trees. A large storage shed comes in handy for yard tools, animal supplies, or equipment. . . . . partnered with a "lien-to", it keeps the mower of out the weather. This property is IDEAL for pasture. . . . . horses, cows, goats, etc. Want family nearby?? Use this current residence as an "in-law" home and build a larger home only steps away. Westshore Drive is known for its MAJESTIC OAK canopy, the attractive custom homes, refreshing nearby lake breezes, & the quietness of a no-outlet street. Land to park the trailers, RV's, boats, and more. Build a chicken coop, bring the pups, plant a garden, design the workshop you've always wanted, watch the horses run, enjoy the many birds, & have a SUPER location. . . . . . . Melbourne Beach is within 49+ miles, Lake Nona is within 18+ miles, Orlando International Airport is within 20+ miles, downtown St. Cloud is within 7+ miles. Grocery, medical, shopping, & delivery services are all available. . . . . . fiber is being installed in the area and should be in soon for the folks who work from home. Welcome to 3430 Westshore Drive, come take a peek, you're "Almost Home".

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 323 x 637
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1990
  • Garage: 2-car Boat, Driveway, Garage Door Opener, Garage Faces Side, Guest, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,924
  • Acreage: 4.73
  • Lot Size: 323 x 637
  • Est. Taxes: $6,900
  • Lot Desc: Cleared, In County, Oversized Lot, Pasture, Street Dead-End, Zoned for Horses
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Washer
  • MLS#: S5154115
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5154115/3430westshoredrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/26/2026 8:04:04 AM)
Listing courtesy of FLORIDA REALTY RESULTS LLC   Phone: 407-498-3838

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3430 WESTSHORE DRIVE, St. Cloud, FL, 34772

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.118%
Monthly Tax Payment $575 $575 $575
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,202 $3,373 $4,353
Total Monthly Payment $3,869 $4,040 $5,020

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.