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Incredibly affordable opportunity awaits in the heart of Turners Falls, offering exceptional value in a home that combines classic charm with everyday convenience! This inviting 3-bedroom, 1-bathroom residence is thoughtfully designed with all three bedrooms located together on the second floor, creating a peaceful and private sleeping area separate from the main living space below. Throughout the home, you'll find beautiful original wood floors that add warmth and character to every room, ready to be refinished so the new owner can restore them to their full natural shine and make them truly their own. The main living areas flow comfortably, offering a solid foundation for whatever updates or personal touches you'd like to bring to the space. One of the standout features of this property is its unbeatable location in a wonderfully walkable section of town, where local shops, restaurants, and everyday conveniences are all within easy reach, making daily errands and outings a breeze without ever needing to hop in the car. The outdoor space has been designed with simplicity and ease in mind, featuring a smaller, low-maintenance yard that's perfect for anyone looking to enjoy outdoor space without the burden of extensive upkeep, weekend yard work, or costly landscaping. For additional storage, the home also includes a full basement, providing plenty of room to stash seasonal items, tools, holiday decorations, or anything else you need to keep out of sight but within easy reach. This is a fantastic opportunity for a buyer looking to invest in a home with great bones, a prime walkable location, and long-term potential, all at a price point that's hard to beat. Don't wait on this one — showings are set to begin immediately, so schedule your visit right away. Please note that this property is being sold strictly as-is.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Dining Room | First | |
| Kitchen | First | |
| Laundry | First Floor | |
| Living Room | First | |
| Master Bedroom | Second |
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.902% | 6.098% |
| Monthly Tax Payment | $218 | $218 | $218 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,084 | $1,142 | $1,473 |
| Total Monthly Payment | $1,377 | $1,435 | $1,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.