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Presented by
Kristin Fitzpatrick |
Don't miss OPPORTUNITY to own this ranch in Sixteen Acres with functional floorplan, freshly painted interiors, nice flexibility and fantastic location near WNEU campus. Home highlights replacement windows, hardwood floors throughout the first floor and a great footprint. Living room offers sight lines to generous kitchen with wood cabinetry, vinyl flooring, tiled backsplash and brand-new stove and refrigerator as well as the bedroom wing. Bedroom area features full bath with tile flooring & tile wainscoting, three bedrooms- all with hardwoods & closets. Lower level offers more living space with its family room with bar area, flex space, laundry area with sink, The unfinished area has great storage. Newer hot water heater ('22) and boiler ('13) provide peace of mind and value. This home sits on large level lot with deep backyard, patio and one car detached garage with additional covered patio- all fantastic for outdoor recreation & relaxation.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood, Cable Hookup | Main,First |
| Bedroom 3 | Closet, Flooring - Hardwood | Main,First |
| Family Room | Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Lighting - Overhead | Basement |
| Kitchen | Ceiling Fan(s), Flooring - Vinyl, Exterior Access, Lighting - Overhead | Main,First |
| Laundry | Electric Dryer Hookup, Washer Hookup, Sink, In Basement | |
| Living Room | Closet, Flooring - Hardwood, Cable Hookup, Exterior Access | Main,First |
| Master Bedroom | Flooring - Hardwood, Cable Hookup, Closet - Double | Main,First |
| Office | Flooring - Wall to Wall Carpet, Lighting - Overhead | Basement |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
Sales Associate
William Raveis Real Estate
Phone: 413.205.7012
Kristin.Fitzpatrick@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,920 | $231,920 | $231,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.902% | 6.098% |
| Monthly Tax Payment | $292 | $292 | $292 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,428 | $1,504 | $1,941 |
| Total Monthly Payment | $1,795 | $1,871 | $2,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.