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Welcome to 49 Chase Road in the Town of Shawangunk. This 3-bedroom, 2-bath home is laid out just right: the kitchen and dining area share a beautiful fireplace, so the warmest room in the house is exactly where morning coffee and family dinners happen. The living room is separate a true second space to spread out or entertain without everything happening in one room. Downstairs, the basement adds a whole extra layer of living, including a wood-burning stove that keeps the whole house cozy and takes real pressure off the heating bill, plus a season room that leads right out to the hot tub. Yes, there's a hot tub. And the practical features are all here too: a large two-car garage, a dedicated storage room, and a laundry room. The yard is big, great for gardens, pets, summer barbecues, or a game of catch. The yard handles it all, with room left over to just breathe and relax, Buying your first home? This one won't stretch the budget. Rightsizing? You get easier living without giving up real space. Either way, you're minutes from the Wallkill River, the rail trail, and the local favorites. - Make an appointment today it will not last long.
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Our Executive Mortgage Banker:
$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $356,000 | $356,000 | $356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.118% |
| Monthly Tax Payment | $596 | $596 | $596 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,192 | $2,309 | $2,980 |
| Total Monthly Payment | $2,863 | $2,980 | $3,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.