An absolute Westville treasure! This home, known as the Frederick Penny House is a Queen Anne Renaissance Revival and has been extensively renovated and restored to its original glory. The home boasts 5 bedrooms, including 2 primary suites, 3 other bedrooms, and 3. 5 updated baths with climate control showers. A grand entryway has a magnificent mohogany staircase, arched entryways, original woodwork and moldings, beautifully maintained hardwoord floors and high ceilings. The Living Room and the Family Room with built ins and reading nooks, both have fireplaces. Spacious dining room off the butlers pantry with wine fridge. The fully renovated kitchen has an island, granite countertops and stainless steel appliances and door to access the private deck. 2nd floor of the home has 4 large bedrooms (one with full en suite bath) and a renovated full bath off the hallway. 3rd floor has the beautiful primary suite with full bath containing a soaking tub and climate control shower. Large walk-in closet that can also serve as a dressing room. Full laundry Room with sink is located in the basement, which is finished. Newer gas furnace, central air and roof. Huge level backyard and two car detached garage round out this spectacular home. This home has been beautifully renovated to preserve its historic charm and remains one of the last homes of its kind that has not been converted into a multi-family residence. Photos will be uploaded soon!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Bay/Bow Window,9 ft+ Ceilings,Fireplace,Hardwood Floor | 13.0 x 13.0 | Upper |
| Bedroom 2 | 9 ft+ Ceilings,Hardwood Floor | 15.0 x 13.0 | Upper |
| Bedroom 3 | 9 ft+ Ceilings,Hardwood Floor | Upper | |
| Dining Room | 13.0 x 17.0 | Main | |
| Eat-In Kitchen | Remodeled,Breakfast Bar,Partial Bath,Island | 12.0 x 16.0 | Main |
| Family Room | 12.0 x 20.0 | Main | |
| Living Room | Bay/Bow Window,Cathedral Ceiling,Built-Ins,Fireplace,Hardwood Floor | 13.0 x 16.0 | Main |
| Primary BR Suite | Bay/Bow Window,Bedroom Suite,Full Bath,Hydro-Tub,Composite Floor,On 3rd Floor | 10.0 x 13.0 | Upper |
| Primary BR Suite | 9 ft+ Ceilings,Bedroom Suite,Full Bath,Hardwood Floor | 12.0 x 12.0 | Upper |
| Rec/Play Room | 20.0 x 30.0 | Lower |
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|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,459 | $1,459 | $1,459 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,997 | $5,418 | $7,426 |
| Total Monthly Payment | $6,581 | $7,002 | $9,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.