|
PRICE IMPROVEMENT - WELCOME to your SLICE OF PARADIESE nestled in the vibrant resort-lifestyle community of Shores of Long Bayou, a securely gated, idyllic 77-acre nature preserve with heated pools, clubhouses, nearly 2 miles of scenic walking trails & opportunities for bird-watching, fishing and kayaking! This lovely 1996-constructed 2-bedroom 2-bath 3rd floor condo offers BREATHTAKING VIEWS TO THE EAST over Blue Heron Lake and Long Bayou from the window-enclosed balcony. UNDERBUILDING PARKING SPACE (NO GARAGE included with this unit). Newer roof on building, Milestone & SIRS reports completed - no further assessments. This unit features an inviting bright eat-in kitchen with newer (2024/25) Whirlpool & GE appliances, Granite countertops, reverse osmosis water filtration system & some convenient pull-out drawers in bottom cabinets; laminate flooring in living and bedrooms & new luxury vinyl tiles in kitchen and bathrooms in 2023. A/C in 2024, new Rheem hot water heater in 2026, balcony enclosed high impact windows in 2016, water softener, new shut-off valve in 2026, stackable washer and dryer convey. Fall in love with the large master bedroom with ensuite bathroom (double vanity w. Granite counters), His- and Her walk-in closet, and USPA Bidet Luxury Toilet. This condo includes an underbuilding parking spot #20 and bin #7 (storage room next to elevator). ALL AGE building, ANNUAL RENTALS, 1 small PET ok. Monthly fee of $837 includes: water/sewer/trash pickup, Spectrum HD cable TV & highspeed Internet service, heated pool and clubhouse (across the street), secured guard gate, all grounds-, landscape- & road maintenance, common areas, master insurance policy including flood, and escrow reserves. FURNITURE NEGOTIABLE! This hidden away community is a stone's throw away from the Pinellas Trail, shopping, restaurants, Seminole City Center, St. Pete College, Bay Pines VA, and stunning Gulf beaches. Perfectly positioned for those seeking tranquility and excitement, this condo invites you to envision a lifestyle where every day feels like a holiday!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.118% |
| Monthly Tax Payment | $365 | $365 | $365 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,453 | $1,531 | $1,976 |
| Total Monthly Payment | $1,893 | $1,971 | $2,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.