|
Presented by
Bobbi & Team |
30 Raker Road, Poughkeepsie, NY, 12603 | $490,000
Welcome to 30 Raker Road, a spacious 2, 188 square-foot raised ranch in the highly sought after Spackenkill School District. This residence offers generous living spaces, timeless comfort and the flexibility today's lifestyle demands. Sun-filled interiors create a warm, welcoming atmosphere, while the layout provides the perfect balance of everyday living and effortless entertaining. The versatile lower level expands the home's possibilities, offering flexible space ideal for a recreation room, media room, fitness area, guest accommodations or extended living. Whether gathering with family, working remotely or enjoying a quiet evening at home, this thoughtfully planned floor plan adapts with ease to every stage of life. Outdoor living is equally impressive. An expansive rear deck overlooks a peaceful, tree lined backyard, creating a private setting for morning coffee, summer barbecues and relaxing evenings surrounded by nature. The professionally landscaped front yard, highlighted by mature ornamental trees, natural stone accents and an attractive covered front entry, creates outstanding curb appeal and a memorable first impression. Recent improvements enhance both comfort and efficiency, including new ENERGY STAR certified replacement vinyl windows, new stainless steel kitchen appliances, natural gas heat, public water and sewer and an owned solar panel system with the opportunity for a qualified purchaser to assume the existing solar agreement. Perfectly situated just minutes from shopping, restaurants, hospitals, colleges, parks, Metro North, Amtrak and major commuter routes, this home offers the ideal combination of peaceful suburban living and everyday convenience. Move in with confidence and begin creating your next chapter in this wonderful Hudson Valley home.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Basement, Washer Hookup
- Style: Raised Ranch
- Year Built: 1983
- Heating: Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Full, Storage Space, Walk-Out Access
- Approx Sq. Feet: 2,188
- Acreage: 0.27
- Est. Taxes: $14,549
- Lot Desc: Back Yard, Cleared, Cul-De-Sac, Front Yard, Garden, Landscaped, Near Public Transit, Near School, Near Shops, Part Wooded, Paved, Sloped, Wooded
- View: Neighborhood, Trees/Woods
- Elem. School: Hagan
- Middle School: Orville A Todd Middle School
- High School: Spackenkill High School
- School District: Spackenkill
- Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 1028036
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/1028036/30rakerroad_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Bobbi & TeamSenior Vice President
203.209.8675
Bobbi.Loughran@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Christine PrestonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 90874
203.521.7207
Christine.Preston@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
30 Raker Road, Poughkeepsie, NY, 12603
$490,000
Bobbi & Team
Senior Vice President
William Raveis Real Estate
Phone: 203.209.8675
Bobbi.Loughran@raveis.com
Christine Preston
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $392,000 | $392,000 | $392,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.098% |
| Monthly Tax Payment | $1,212 | $1,212 | $1,212 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,414 | $2,543 | $3,282 |
| Total Monthly Payment | $3,701 | $3,830 | $4,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535