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Tucked away in the highly desirable Belvidere neighborhood of Lowell, this beautifully updated oversized ranch offers the perfect blend of privacy, space, and modern comfort. The sun-filled main level features a spacious living room with a cozy fireplace, gleaming hardwood floors, and an open layout that flows seamlessly into the renovated kitchen, complete with elegant countertops, updated cabinetry, and a convenient recently added walk-in pantry. Three generously sized bedrooms and a full bath complete the main level. The finished lower level provides exceptional additional living space with a large family room featuring a second fireplace, decorative wall molding, a half bath, and two finished bonus rooms ideal for a home office, gym, guest space, or playroom. Step outside to the private rear deck overlooking a beautiful wooded setting, perfect for relaxing or entertaining. Major updates include a metal roof (2015), heating system (2019), repainted siding and deck addition (2022), and water heater (2023), giving buyers peace of mind for years to come. Complete with a carport and conveniently located near parks, shopping, dining, and major highways, this move-in-ready home is a rare Belvidere opportunity.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Vinyl, Cable Hookup | 10.8 x 12.2 | First |
| Bedroom 3 | Closet, Flooring - Vinyl, Cable Hookup | 9.5 x 10.8 | First |
| Dining Room | Flooring - Hardwood, Deck - Exterior, Exterior Access, Slider | 15.4 x 10.0 | First |
| Family Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Cable Hookup, Recessed Lighting | 23.9 x 26.8 | Basement |
| Kitchen | Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, French Doors, Breakfast Bar / Nook, Cabinets - Upgraded, Recessed Lighting, Stainless Steel Appliances, Gas Stove | 14.7 x 12.8 | First |
| Laundry | Electric Dryer Hookup, Washer Hookup, First Floor | ||
| Living Room | Closet, Flooring - Hardwood, Window(s) - Picture, Cable Hookup, Exterior Access, Recessed Lighting | 12.3 x 17.7 | First |
| Master Bedroom | Closet, Flooring - Vinyl, Cable Hookup | 11.1 x 15.3 | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.098% |
| Monthly Tax Payment | $589 | $589 | $589 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,448 | $3,632 | $4,688 |
| Total Monthly Payment | $4,129 | $4,313 | $5,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.