420 Bantam Lake Road, Morris, CT, 06763 | $649,000

Welcome to this charming lakeside seasonal retreat on Bantam Lake, Connecticut's largest natural lake, nestled within the highly sought-after Breezy Knoll lakefront community. This inviting 3 bedroom, 2 bath cottage combines timeless lake house charm with modern comfort, featuring a renovated kitchen, cozy sunroom, and wraparound porch with partial lake views. Owners enjoy access to 10+/- acres of beautifully maintained shared waterfront grounds, including a sandy beach, swimming/boat docks, red clay tennis court, playground with ping pong, and two private parking areas. The setting offers an unmatched blend of recreation, relaxation, and community. Ideally located just minutes from fine dining, farmers markets, boutiques, home made ice cream shop & artisan bakeries, the property also offers exceptional walkability. Stroll across the street to buy fresh seafood or enjoy casual dining at West Shore Seafood. Walk to the Bantam Cinema, local soccer fields, the White Memorial's extensive hiking and biking trails, the Litchfield Hills Rowing Club, or the Bantam Lake Ski Club. The association homes have direct, completely flat access to the lake with no roads between houses and lake. The property is surrounded by mature specimen trees and lovely landscaping. It is a 250 foot walk across flat lawn to get from parking lot to house. A rare opportunity to become part of one of Bantam Lake's most treasured waterfront communities. Homes in Breezy Knoll seldom come to market, with many remaining in the same families for generations.

Features

  • Amenities: Guest Parking,Tennis Courts
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Main Level
  • Style: Cottage
  • Year Built: 1920
  • Heating: Baseboard
  • Cooling: Split System,Window Unit
  • Basement: None
  • Above Grade Approx. Sq. Feet: 1,376
  • Acreage: 0.14
  • Est. Taxes: $6,954
  • HOA Fee: $5,300 Annually
  • Lot Desc: Level Lot
  • Elem. School: James Morris
  • Middle School: Per Board of Ed
  • High School: Lakeview High School
  • Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24184149
  • Website: https://www.raveis.com
    /raveis/24184149/420bantamlakeroad_morris_ct?source=qrflyer
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Room Information

Type Level
Bedroom 1 Upper
Bedroom 2 Upper
Dining Room Main
Living Room Main
Primary Bedroom Upper
Sun Room Main

William Raveis Family of Services

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Michael CasarellaSales Associate

914.804.5537

Michael.Casarella@Raveis.com

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Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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420 Bantam Lake Road, Morris, CT, 06763

$649,000

Michael Casarella

Sales Associate

William Raveis Real Estate

Phone: 914.804.5537

Michael.Casarella@Raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.902% 6.098%
Monthly Tax Payment $580 $580 $580
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,197 $3,368 $4,346
Total Monthly Payment $3,869 $4,040 $5,018

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.