|
Welcome to 17 Ridge Road, a charming three-bedroom home offering spacious living areas and a thoughtfully designed layout. A bluestone walkway leads you inside where you are greeted by an open floor plan featuring a large sun-filled living room, which flows seamlessly into the spacious dining area and open kitchen. Just beyond the dining room, the main level continues into a generous great room centered around a cozy wood-burning fireplace. A wall of Andersen windows and French door fills the space with natural light while providing seamless access to the side patio and private backyard, complete with garden, attached shed, and fire pit. Hardwood floors are believed to be located beneath most of the carpeting. The kitchen is appointed with a double wall oven, stainless steel appliances, and tiled floor & backsplash. Whether hosting celebrations or enjoying everyday living, this home's open living spaces make entertaining effortless. The second level features a primary bedroom and two additional bedrooms. The full bath was beautifully renovated just a few years ago and features a marble countertop, tiled floor, upscale fixtures, and cozy heat lamp. The updated basement offers additional space and includes new flooring, recessed lighting, and an updated half bath/laundry area. This layout is perfect for guests, home office, recreation room, gym, or whatever best suits your needs and is conveniently accessed from the attached garage. 17 Ridge Road is centrally located and in a great commuter location, just 2. 9 miles to the Metro North train station & easy access to TSP and Route 9. Close to the Cortlandt Town Center, NY Presbyterian Hospital, the beautiful riverfront and many restaurants, close proximity to Bear Mountain State Park, Lakeland Schools.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $532,000 | $532,000 | $532,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.902% | 6.098% |
| Monthly Tax Payment | $1,101 | $1,101 | $1,101 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,276 | $3,451 | $4,453 |
| Total Monthly Payment | $4,469 | $4,644 | $5,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.