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This Lovely 12 Room Ranch Is Privately Nestled In A Beautiful Setting With Plenty Of Space For Guests! The Inviting Living Room Features Hardwood Flooring & An Updated Bay Window That Fills The Home With Natural Light. The Cozy Dining Room Also Boasts Hardwood Flooring. The Updated Kitchen Offers Granite Counters, Deco Tile Backsplash, Stainless Appliances, Undermount Sink, & Ceramic Tile Flooring. Primary Bedroom Plus 2 Additional Bedrooms - All With Hardwood Flooring & Ample Closet Space. Beautifully Updated Full Bath With Tub/Shower Combo & Extensive Tilework Including Deco Mosaic Border. The Finished Lower Level Provides Great Additional Space & Features: A Large Den With Hi-Hats & Outside Separate Entrance; A Spacious Office With Hi-Hats & Ample Closet Space; A Bonus Area With 2 Double Closets & Hi-Hats (Room For Table & Chairs); A Beautifully Updated Full Bath With Walk-In Shower & Extensive Tilework; A Snack Area With Sink; A Utility/Storage Room; Laundry Area; Pantry; Additional Storage Under The Stairs; Mini Split A/C Systems. Additional Updates & Features Include - Roof 6 Years Old; Boiler & Hot Water Heater 7 Years Old; Central Air; 4 Ceiling Fans; Cesspool Replaced in 2013. Outside, Enjoy Your Own Private Backyard Oasis! Relax Or Entertain Guests On Your Large Brick Patio Or Beautiful Deck. Take A Dip In The Heated In Ground Pool! The Pool Liner Was Replaced 4 Years Ago. Pool Pump Is 5 Years Old. Loop-Loc Safety Cover Is 2 Years Old. The Property Is Fully Fenced Includes A Storage Shed & In Ground Sprinklers. Plenty Of Colorful Plantings & Foliage Surround The Property. Mature Bushes Line The Front Of The Property For Extra Privacy. Enjoy Access To The Public Beach At The End Of The Block Or Join The Association For A Fee Which Offers A Clubhouse, Fishing, Kayaking, & Beach Events. This Home Is The Perfect Combination Of Comfort, Convenience, & Outdoor Enjoyment!
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Our Executive Mortgage Banker:
$569,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,999 | $455,999 | $455,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.524% | 6.776% | 6.078% |
| Monthly Tax Payment | $1,080 | $1,080 | $1,080 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,845 | $2,920 | $3,817 |
| Total Monthly Payment | $4,017 | $4,092 | $4,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.