550 CINNAMON BEACH LANE, Palm Coast, FL, 32137 | $1,499,000

Perfectly positioned just steps from the Atlantic Ocean within the exclusive gated community of Cinnamon Beach, this impeccably maintained coastal retreat offers the ideal blend of luxury, comfort, and investment potential. Nestled on a quiet cul-de-sac, this exceptional residence features 4 bedrooms, 3. 5 bathrooms, and 3, 297 square feet of thoughtfully designed living space. Fully furnished and completely turnkey, it is equally suited as a primary residence, second home, or income-producing vacation rental. Designed for effortless entertaining, the open-concept floor plan is filled with natural light and showcases soaring ceilings, custom wood tray ceilings, expansive living areas, wood-look tile flooring, and a dramatic floor-to-ceiling stone fireplace. The chef's kitchen is beautifully appointed with a Thermador gas cooktop, Bosch and KitchenAid stainless steel appliances, custom cabinetry, granite countertops, an oversized island with seating, and abundant storage. The spacious primary suite serves as a private retreat featuring a spa-inspired bath, custom walk-in closet system with a secure owner's cabinet, and an adjoining flex room ideal for a home office, fitness area, nursery, or hobby space. Custom built-ins throughout the home provide exceptional organization and functionality. The lower-level game room offers additional living space complete with a regulation-size air hockey table, retro arcade gaming machines, a full-size refrigerator, and direct access to the outdoor living area. Step outside to your own private oasis where the screened heated pool and spa overlook a tranquil lake, creating the perfect setting to relax and entertain year-round. The covered lanai features a fully equipped summer kitchen, while the expansive upper balcony provides a peaceful place to enjoy the water views and coastal breezes. Additional premium features include electric roller shades, plantation shutters throughout, newly installed exterior pathway and lanai lighting, a custom security camera system, a pre-installed Tesla EV charger, an oversized lockable storage room off the garage complete with a Liberty safe, an oversized paver driveway, and meticulous maintenance throughout. Offering luxury finishes, enhanced privacy, exceptional amenities, and an unbeatable beachside location, this remarkable Cinnamon Beach residence delivers the very best of Florida coastal living.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 138 x 52
  • Laundry: Laundry Room
  • Year Built: 2012
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,297
  • Acreage: 0.16
  • Lot Size: 138 x 52
  • Est. Taxes: $16,274
  • HOA Fee: $579 Quarterly
  • View: Water
  • High School: Matanzas High
  • Pool: Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Dryer, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: FC319923
  • Website: https://www.raveis.com
    /eprop/FC319923/550cinnamonbeachlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/27/2026 11:24:30 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GROUP   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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550 CINNAMON BEACH LANE, Palm Coast, FL, 32137

$1,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,199,200 $1,199,200 $1,199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.326% 6.361% 6.183%
Monthly Tax Payment $1,356 $1,356 $1,356
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,190 $7,384 $10,120
Total Monthly Payment $8,671 $8,865 $11,601

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.