3941 SOUTHERN VISTA LOOP, St. Cloud, FL, 34772 | $525,000

Virtually Staged. Built in 2022 and beautifully maintained, this spacious 5-bedroom, 3-bath home offers nearly 2, 800 square feet of thoughtfully designed living space with peaceful pond views and room for everyone. From the moment you step inside, you'll appreciate the bright, open floor plan, soaring ceilings, and abundant natural light that fill the home with warmth and create an inviting atmosphere throughout.

The heart of the home is the stunning kitchen featuring granite countertops, stainless steel appliances, 42-inch upper cabinets, pendant lighting, a large center island with seating, a walk-in pantry, and plenty of cabinet and counter space for everyday living and entertaining. The kitchen flows seamlessly into the dining area and expansive living room, all overlooking the tranquil pond through sliding glass doors that lead to the screened and covered lanai—the perfect place to enjoy your morning coffee or unwind while taking in the peaceful water views.

A first-floor bedroom and full bath provide an ideal setup for guests, extended family, or a private home office. Upstairs is designed with both comfort and versatility in mind, featuring an expansive loft that provides the perfect bonus living space for movie nights, a game room, or home office. The private primary retreat offers peaceful pond views, a spacious en-suite bath, and an oversized walk-in closet with custom built-ins. Three additional bedrooms and another full bath complete the second floor, providing plenty of room for a growing family, overnight guests, or dedicated work and hobby spaces—all thoughtfully arranged to maximize both privacy and everyday convenience. One of the secondary bedrooms also features its own walk-in closet, and ceiling fans in every bedroom, the living room, and the loft provide year-round comfort.

Thoughtful upgrades throughout include blinds on every window, washer and dryer, generous under-the-stair storage, gutters, and a two-car garage. For those working remotely, running a business, or enjoying online gaming, direct hardwired internet connections are available in the living room, loft, and one secondary bedroom, providing fast, reliable connectivity where it matters most. The home also features durable flooring throughout the kitchen and wet areas with comfortable carpeting in the bedrooms, living room, and loft.

Step outside to your screened lanai and backyard where you'll enjoy serene pond views along with your own fruit trees, including lime, grapefruit, lemon-lime hybrid, and orange. Even better, the community amenities couldn't be more convenient—the neighborhood pool, playground, and mailboxes are located directly across the street and just a few doors down, making it easy to enjoy everything the community has to offer without having to drive.

Conveniently located near Lake Nona Medical City, shopping, dining, top-rated schools, and major roadways, this home also offers an easy commute to some of Central Florida's most popular destinations. Orlando International Airport (MCO) is approximately 25 minutes away, while Walt Disney World is approximately 35–40 minutes away, making travel, work, and entertainment all within easy reach. Why wait to build when you can own this like-new home with thoughtful upgrades already in place? Don't miss your opportunity to make this exceptional home yours—schedule your private showing today!

Features

  • Amenities: Playground, Pool
  • Rooms: 12
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Inside, Laundry Room, Upper Level
  • Style: Traditional
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,791
  • Acreage: 0.15
  • Est. Taxes: $7,573
  • HOA Fee: $320 Quarterly
  • Lot Desc: Landscaped, Sidewalk
  • View: Park/Greenbelt, Pool, Water
  • Elem. School: Michigan Avenue Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: O6426522
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6426522/3941southernvistaloop_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/25/2026 9:34:14 PM)
Listing courtesy of LPT Realty, LLC   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3941 SOUTHERN VISTA LOOP, St. Cloud, FL, 34772

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.118%
Monthly Tax Payment $631 $631 $631
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,586 $2,724 $3,516
Total Monthly Payment $3,309 $3,447 $4,239

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.