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CHARMING, BRIGHT AND AIRY ranch nestled at the foothills of Mt. Tom on a cul-de-sac side street, just a short walk or drive to downtown and area amenities. This well-maintained home offers a great blend of comfort, updates, and natural beauty in a highly convenient location. The updated kitchen features ample cabinetry, generous granite countertop space, and all appliances included. The inviting living room boasts a large picture window that fills the space with natural light, and the sellers report there may be hardwood floors under the carpeting. Three comfortable bedrooms all feature hardwood flooring, good space, and closets, providing practical storage. An amazing solarium expands the home’s 3-4 season living area potential, creating a perfect spot to relax, read, or enjoy the surrounding views. A spacious patio and large shed extends your entertaining and outdoor workspaces. Energy-conscious buyers will appreciate the owned solar panels, which help defray electrical costs and add long-term efficiency to the home. The oversized one-car attached garage provides excellent storage and convenience, and the full basement includes a partially finished rooms for workshop or hobby space. Outdoors, the property shines. The lawn and gardens have been thoughtfully planted with a wide variety of flowers to create an environmentally friendly, pollinator-friendly landscape. The private, spacious backyard offers a peaceful oasis with plenty of room to garden, play, or unwind. With key updates, a versatile layout, money-saving solar, and a beautiful setting close to nature and downtown, this appealing ranch is ready to welcome its next owner. First showings at the Open Houses Friday 4-5: 30PM and Saturday 11am-1pm.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead | 10.5 x 12.9 | Main,First |
| Bedroom 3 | Ceiling Fan(s), Closet, Closet/Cabinets - Custom Built, Lighting - Overhead | 11.3 x 12.0 | Main,First |
| Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Lighting - Overhead | 10.5 x 16.5 | Main,First |
| Laundry | In Basement, Electric Dryer Hookup, Washer Hookup | ||
| Living Room | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture, Exterior Access, Lighting - Overhead, Crown Molding | 13.0 x 18.0 | Main,First |
| Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead | 11.3 x 12.7 | Main,First |
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William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.118% |
| Monthly Tax Payment | $388 | $388 | $388 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,921 | $2,023 | $2,611 |
| Total Monthly Payment | $2,384 | $2,486 | $3,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.