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Congers, NY! Welcome to this beautifully maintained and thoughtfully updated 4-bedroom, 2 bathroom home, ideally situated on a quiet cul-de-sac in the highly regarded Clarkstown School District. Inside, refinished solid oak hardwood floors add warmth and character throughout, while numerous recent improvements provide comfort and peace of mind. The central air conditioning system features a new air conditioner installed in 2025, the furnace was replaced in 2024, and the hot water heater was replaced approximately two years ago. The completely renovated second full bathroom offers a fresh, modern feel, while the kitchen features a Pella sliding glass door with a screen door and internal blinds. Additional updates include Additional updates include a brand-new electrical panel, a refrigerator approximately 18 months old and a new front door. The 30-year roof has approximately 12 years of useful life remaining. The lower level offers a dedicated office, providing an ideal space for working from home. Step outside to enjoy the oversized solid redwood deck, perfect for entertaining or relaxing, complete with a propane grill. The flat, level property backs to woods, creating a private and tranquil outdoor setting. A like-new outdoor shed with loft provides excellent additional storage and features a new roof and siding. Enjoy an exceptional location with close distance to the park, walking trails, recreational activities, and pool. The property is also conveniently located near the lake, with seasonal lake views during the fall and winter. A wonderful opportunity to enjoy comfort, privacy, and convenient access to the best of Clarkstown! Welcome Home!
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Our Executive Mortgage Banker:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.764% | 5.992% |
| Monthly Tax Payment | $1,061 | $1,061 | $1,061 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,646 | $3,842 | $4,982 |
| Total Monthly Payment | $4,798 | $4,994 | $6,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.