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Presented by
Ellie Fiorita |
1245 RIBBON Road, St Johns, FL, 32259 | $565,000
*Seller is willing to contribute towards buyers closing costs/rate buy down. * Welcome home to this beautifully updated 4-bedroom, 2. 5-bath residence, thoughtfully renovated in 2019 and designed with a warm coastal feel. Natural light fills the home, highlighting luxury vinyl plank flooring throughout the main living areas, crown molding downstairs and in the primary suite, and brushed nickel finishes throughout. The spacious kitchen is both stylish and functional, featuring quartz countertops, two-tone cabinetry, stainless steel appliances, under-cabinet lighting, a tile backsplash, garbage disposal, dishwasher, and an oversized pantry tucked beneath the staircase. Enjoy cozy evenings by the real wood-burning fireplace with a beautiful mantel or step outside to your private backyard retreat featuring an above-ground pool with a surrounding deck, full fencing, irrigation in both the front and back yards, gutters, a storage shed, playground, and trampoline--all included with the home. Additional upgrades include a 2020 roof, two brand-new HVAC systems, a brand-new water heater, new sliding glass doors, smart thermostats and smoke detectors. The home is all-electric and offers plenty of storage, including a unique under-stair pet room. Excluded from the sale: Washer/dryer, garage appliances, bird feeder, squirrel house, and all potted and in-ground plants do not convey. This move-in-ready home combines thoughtful updates, modern comforts, and inviting indoor and outdoor living spaces--ready for its next owners to enjoy! Home is conveniently located close to schools, shopping, restaurants, hospitals and so much more!
Features
- Amenities: Pool, Gated, Playground
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
- Year Built: 2003
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air, Electric
- Approx Sq. Feet: 2,625
- Acreage: 0.31
- Est. Taxes: $5,621
- HOA Fee: $540 Quarterly
- Pool: Above Ground
- Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
- MLS#: 2156212
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/2156212/1245ribbonroad_stjohns_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Ellie FioritaLuxury Properties Specialist
203.994.2676
Ellie.Fiorita@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1245 RIBBON Road, St Johns, FL, 32259
$565,000
Ellie Fiorita
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.994.2676
Ellie.Fiorita@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.098% |
| Monthly Tax Payment | $468 | $468 | $468 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,783 | $2,932 | $3,784 |
| Total Monthly Payment | $3,343 | $3,492 | $4,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388