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18 Cottage Lane, North Salem, NY, 10560 | $375,000
Lovely custom designed home with cathedral ceilings located on the canal with pretty waterfront views. Enjoy nature with the beautiful ducks and water birds from your living room window. The skylights in the living room add natural lighting. This home offers a full Kitchen with Pergo flooring, oak cabinets with decorative chair rail, and plenty of cabinet space. The full bath has tiled walls and floor, vanity with cultured marble countertop, plus a tub with shower and a skylight for additional lighting. There is also attic storage space. The colorful stained-glass window in hallway creates an inviting path to the bedrooms. The bedrooms receive natural lighting from the windows and have ample closet space. This home is freshly painted and the carpeting is new, making your move an easy transition. This co-op community features a private beach, picnic area, playground, basketball court, baseball field and clubhouse. Pietsch Gardens Community is located on Peach Lake & located minutes from a golf course, an equestrian center, restaurants, Metro North Railroad, I-684, & I-84. It is one of the few motorboat lakes in the Westchester area. Co-op board application & approval are required.
Features
- Amenities: Basketball Court, Clubhouse, Park, Playground
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Cottage, Ranch
- Year Built: 1930
- Heating: Electric
- Cooling: Wall/Window Unit(s)
- Basement: Crawl Space
- Approx Sq. Feet: 736
- Acreage: 0.02
- Est. Taxes: $3,554
- HOA Fee: $1,297 Quarterly
- Lot Desc: Views, Waterfront
- View: Water
- Water Front: Yes
- Elem. School: Pequenakonck Elementary School
- Middle School: North Salem Middle/ High School
- High School: North Salem Middle/ High School
- School District: North Salem
- Appliances: Electric Oven, Electric Range, Refrigerator
- MLS#: 1019896
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/1019896/18cottagelane_northsalem_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
18 Cottage Lane, North Salem, NY, 10560
$375,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.118% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,946 | $2,511 |
| Total Monthly Payment | $2,218 | $2,317 | $2,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535