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From the moment you step inside, you'll realize this isn't the home you were expecting. You will appreciate the beautifully updated living spaces, and the warm welcoming feel that makes this home truly stand out. The well designed kitchen features elegant marble counter-top, timeless tile backsplash and updated kitchen cabinetry. Primary bedroom comes equip with an oversized closet and gorgeous barndoors. New flooring through-out including ceramic tile in the kitchen and bathroom. Then step outside. . . the backyard yard is where this property becomes unforgettable. It truly is like a park-like oasis offering the perfect setting for relaxing mornings, or entertaining friends and family. Need room for your hobbies, vehicles or extra storage? The spacious two-car garage offers endless possibilities- from protecting your cars to creating the perfect workshop, or hobby space. Conveniently located near shopping, restaurants, Mastic-Shirley LIRR, Smith Point Beach and local parks. This property may offer future commercial/mixed-use potential, creating added flexibility and long term value. Subject to Town of Brookhaven approvals.
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Our Executive Mortgage Banker:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.118% |
| Monthly Tax Payment | $310 | $310 | $310 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,162 | $2,278 | $2,940 |
| Total Monthly Payment | $2,547 | $2,663 | $3,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.