4601 Arboretum CIR, #102, Naples, FL, 34112 | $485,000

Rare First-Floor Pond View — The One Worth Seeing at Arboretum! With no shortage of options, the difference is in the details — and this one has all the right ones. First-floor living is rare in this 246-home community, and a pond view instead of a wall or road is rarer. The Delmar floor plan with upgraded finishes, no carpeting, and custom wall treatments. This 1, 341 sq. ft. two-bedroom, two-bath unit has been thoughtfully elevated above the entry level standard. Wood-look luxury vinyl flooring runs throughout, the kitchen delivers quartz countertops, a large island, Whirlpool appliances, and a walk-in pantry, and the screened lanai opens to serene water views that make every evening feel like a retreat. The primary suite offers dual vanities, a frameless shower, walk-in closet, and direct lanai access. Attached garage, large laundry room, and no flood insurance required. Arboretum is gated, pet-friendly (large dogs welcome), and loaded — resort pool and spa, fire pit, fitness center, dog park, and HOA-included cable and WiFi. Minutes from Fifth Avenue, Gulf beaches, the Botanical Garden, and East Naples' world-class pickleball.

Features

  • Building Design: Low Rise (1-3)
  • Parking: Guest,Paved Parking
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: BBQ - Picnic,Cabana,Clubhouse,Community Pool,Community Spa/Hot Tub,Dog Park,Exercise Room,See Remarks
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: ARBORETUM
  • Development: ARBORETUM
  • Year Built: 2020
  • Approx Sq. Feet: 1,341
  • Est. Taxes: $5,499
  • Master HOA Fee: $654
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated
  • Pet Policy: With Approval
  • MLS#: 226026388
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/226026388/4601arboretumcir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
Listing courtesy of Douglas Elliman Florida, LLC   Phone: 239-799-5303

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4601 Arboretum CIR, #102, Naples, FL, 34112

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment $458 $458 $458
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,358 $2,484 $3,222
Total Monthly Payment $2,891 $3,017 $3,755

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.