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Presented by
Heather Ferrari Homes |
Step inside this welcoming 4-bedroom, 3-bath home in a sought-after neighborhood, located in the Wallkill School District. Built in 2022 and offering just over 2, 100 square feet on 3. 5 private acres, this home combines modern comfort with plenty of space inside and out. The open-concept main level is designed for everyday living and entertaining with natural hardwood floors, a spacious kitchen with an oversized island, and a bright living room that features a beautiful stone fireplace. Just off the kitchen and dining area, the back deck provides the perfect place to overlook your backyard. The primary bedroom with en-suite, as well as two other bedrooms and a full bathroom complete the upstairs. The walkout lower level offers even more flexible living space with a large family room, a fourth bedroom and a full bathroom—an ideal setup for guests, extended family, a home office, or anyone looking for first-floor living with minimal stairs. Step right outside to the concrete patio, gazebo and fire pit. Additional features include spray foam insulation for energy efficiency, a water softener system with a reverse osmosis drinking water faucet, a spacious two-car garage with plenty of extra storage, a large shed with driveway access, and a newly paved driveway with ample parking. There is also a full Ring home security system that will be included in the sale of this home. This home offers an expansive yard, modern finishes, and functional living space while still being conveniently located. If you've been searching for a move-in-ready home with room to grow, this one is ready to welcome its next owners.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
Sales Associates
William Raveis Real Estate
Phone: 917.609.5557
HeatherFerrariHomes@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.760% | 6.902% | 6.098% |
| Monthly Tax Payment | $860 | $860 | $860 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,201 | $3,372 | $4,352 |
| Total Monthly Payment | $4,153 | $4,324 | $5,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.