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One or more photo(s) has been virtually staged, AI generated or rendered. Backing to a wooded preserve on a cul-de-sac street, this 2023 Nautilus by GL Homes faces west from the rear, so evenings on the extended screened lanai end with the sun setting over the trees. The single-story great-room plan offers 2, 209 square feet under air with three bedrooms plus a den, two full and one half baths, split bedrooms, a coffered ceiling, French doors, glass double entry doors, and a welcoming foyer.
This is a natural gas home, and the kitchen is equipped accordingly: gas cooktop, double wall oven, quartz counters, slow-close custom cabinetry with pull-out drawers and integrated trash and recycle, stainless appliances, an island, and a pantry. Luxury vinyl plank and tile flooring, plantation shutters, LED under- and over-cabinet lighting, and ceiling fans in every room set the finish level, with a Ring doorbell, surround-sound prewire, and a monitored security system in place. The owner's suite looks out to the preserve and includes custom closets, dual sinks, and a frameless glass shower.
The lanai holds a full outdoor kitchen with built-in gas grill, sink, and refrigerator, joined by upgraded 8x8 pavers, backyard lighting, and room to add a private pool overlooking the preserve. Storm protection includes impact-resistant windows and doors, electric remote shutters on the lanai, and manual shutters. The attached 2. 5-car garage adds a dedicated golf-cart bay, overhead storage racks, and a utility sink.
Valencia Trails is a guard-gated 55+ community of 838 single-family homes with no CDD. At the roughly 43, 000-square-foot clubhouse: a restaurant and bar, a resort pool, lap pool, and hot tub, a full-service spa and salon, an attended fitness center, and billiards, with pickleball, tennis, bocce, a dog park, and walking and bike trails through the community. The $1, 611 quarterly master HOA covers lawn care, irrigation water, and security; with the separate $500 annual dining minimum, recurring costs total $6, 944 per year, plus a one-time $5, 000 transfer fee. Preserve behind, sunset ahead, and the clubhouse within the gates.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $735,920 | $735,920 | $735,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.203% |
| Monthly Tax Payment | $319 | $319 | $319 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,353 | $4,472 | $6,210 |
| Total Monthly Payment | $4,764 | $4,883 | $6,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.