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Tastefully renovated and ready for its next owner, this charming bungalow-style cottage offers 2 bedrooms, 2 full bathrooms and 1, 024 square feet of thoughtfully updated living space in the waterfront Harding Park community. The bright interior features recessed lighting throughout, a newly renovated kitchen, updated bathrooms and a clean, contemporary design. Spray-foam insulation in the attic provides added energy efficiency, while the attic also offers additional storage space. A full basement provides ample storage and includes a dedicated laundry area. Set on a 1, 569-square-foot lot, the property offers manageable outdoor space and the convenience of single-level living. Commuters can take advantage of the nearby Soundview NYC Ferry landing, with direct service to Manhattan in approximately 19 minutes to East 90th Street, 33 minutes to East 34th Street and 59 minutes to Wall Street/Pier 11. The area is also served by the Bx27, Bx39 and Bx42 buses, providing connections to nearby subway lines and other parts of the Bronx. Convenient access to the Bruckner Expressway, Bronx River Parkway, neighborhood shopping, restaurants and everyday services completes the package.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $137 | $137 | $137 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,252 | $2,374 | $3,122 |
| Total Monthly Payment | $2,464 | $2,586 | $3,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.