11637 US HIGHWAY 98 N, Lakeland, FL, 33809 | $499,900

Virtually Staged. Welcome to your own private slice of Central Florida! Nestled on 3. 13 beautiful acres in North Lakeland, this fully renovated property offers the perfect blend of modern comfort, wide-open space, and endless possibilities. Whether you're dreaming of bringing your horses, cattle, and other farm animals, parking your RV at home, or simply enjoying more privacy without giving up the convenience of Lakeland, this property offers the lifestyle you've been looking for.

PRICED BELOW THE RECENT APPRAISED VALUE!

The current owners have spared no expense transforming this home from top to bottom. Major improvements include a NEW roof, NEW HVAC system, NEW underground electric service, new well pressure tank and plumbing, new windows, new interior and exterior paint, new interior doors, new baseboards, new flooring throughout, a beautifully remodeled kitchen, updated bathrooms, a NEW hot water heater, and a resurfaced pool. EVERY MAJOR PROJECT has already been completed, making this home truly move-in ready.

One of the home's most versatile features is the private bonus room with its own exterior entrance overlooking the pool and backyard. Whether you're working remotely and need a quiet home office, creating a home gym, setting up a playroom, hobby room, or simply looking for flexible space to fit your lifestyle, this room is ready to adapt to your needs.

A long driveway leads to a home tucked well back from the road, creating a sense of privacy while remaining just minutes from shopping, restaurants, medical facilities, and everyday conveniences. The property is served by a private well and septic system, allowing you to enjoy country living without monthly water and sewer bills.

Outside, the possibilities continue. The spacious pole barn with its own storage room is ideal for a workshop, home-based business, hobbies, or equipment storage. Whether you own work trucks, trailers, boats, side-by-sides, or a motorhome, you'll appreciate having room for it all. A 50-amp RV hookup is already in place for added convenience.

Looking for room to expand? An Accessory Dwelling Unit (ADU) is permitted on the property, offering additional possibilities for multigenerational living, guest accommodations, or future expansion. There's also plenty of room for additional outbuildings, workshops, or barns.

For buyers seeking a rural lifestyle, this property is located in an area where horses, cattle, and other farm animals are permitted. The property is completely fenced, making it ready for livestock, pets, or simply enjoying your own private space.

Properties that combine a beautifully renovated home, usable acreage, and this level of flexibility are becoming increasingly difficult to find. Whether your plans include gardening, raising animals, working from home, entertaining by the pool, storing your recreational vehicles, or simply having room to spread out, this property is ready to fit your lifestyle.

If you're looking for more than just another house, you've found it. Schedule your private showing today and experience everything this exceptional North Lakeland property has to offer.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1992
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,372
  • Acreage: 3.13
  • Est. Taxes: $3,498
  • Lot Desc: In County
  • Pool: Fiberglass
  • Appliances: None
  • MLS#: L4963483
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/L4963483/11637ushighway98n_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/22/2026 10:04:50 PM)
Listing courtesy of KELLER WILLIAMS REALTY   Phone: 863-577-1234

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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11637 US HIGHWAY 98 N, Lakeland, FL, 33809

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.524% 6.776% 6.078%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,495 $2,561 $3,348
Total Monthly Payment $2,862 $2,928 $3,715

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.