375 Phillips Road, Saugerties, NY, 12477 | $499,900

Set on three beautifully maintained acres between Woodstock and Saugerties, this thoughtfully cared-for home offers the privacy, natural beauty, and accessibility that continue to make this area one of the Hudson Valley's most sought-after places to live and escape. The drive home is part of the experience, following winding country roads that rise and fall through the foothills of the Catskill Mountains before arriving at a setting that feels peaceful, private, and remarkably connected to nature. Mature oak and pine trees surround the property, with only one neighboring home visible through the woods. The sounds of songbirds drift through the trees while deer, owls, and other local wildlife are frequent visitors. Below the home, a gently meandering creek winds through the property beside a fire pit seating area, creating the perfect place to gather with family and friends or simply enjoy the quiet beauty of the landscape. Thoughtfully landscaped grounds, natural rock ledges, and mature woods create a setting that is both refined and distinctly Hudson Valley. The rock outcroppings even offer opportunities for bouldering and climbing right on your own property. With generous open space, there's plenty of room to create the garden you've always envisioned, while the property's setting is well suited for those looking to explore solar as part of a more energy-conscious lifestyle. The acreage also provides flexibility for future expansion, whether you envision adding onto the home, constructing a detached garage or workshop, or exploring the potential for an accessory dwelling unit, subject to municipal approvals. Inside, the home reflects the same level of care. Beautiful hardwood floors and original hardwood trim preserve its warmth and character, while the spacious primary suite includes its own private bath. The kitchen features gas cooking and appliances that are all less than two years old. Year-round comfort comes from two heating sources, including a newer coal-burning stove with updated liner, along with a mini-split system for efficient air conditioning. Additional improvements completed within the past two years include the roof, gutters, water treatment system, and many of the home's major mechanical updates. A generator hookup adds another layer of convenience and peace of mind. Perfectly positioned almost midway between Woodstock and Saugerties, you'll enjoy easy access to some of the Hudson Valley's most celebrated restaurants, galleries, boutiques, farmers markets, music venues, and everyday conveniences. Kingston's waterfront, shopping, and healthcare are just a short drive away, while the Kingston-Rhinecliff Bridge places Rhinebeck and Rhinecliff Station within easy reach. From there, Amtrak provides service to New York Penn Station in approximately 1 hour and 45 minutes, making weekend getaways or commuting surprisingly convenient. Outdoor recreation surrounds you in every direction. Spend the day hiking or climbing at Mohonk Preserve and Minnewaska State Park Preserve, both about 25 minutes away, or head to Hunter, Windham, or Belleayre for skiing, mountain biking, and four-season recreation, each approximately an hour from the property. Whether you're looking for a full-time residence or a weekend retreat, this is the kind of home that continues to draw people to the Hudson Valley: quality construction, meaningful updates, exceptional privacy, and a setting where the beauty of the Catskills is part of everyday life.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Raised Ranch
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Baseboard, Coal, Oil
  • Cooling: Ductless
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 1,548
  • Acreage: 3
  • Est. Taxes: $7,345
  • Water Front: Yes
  • Elem. School: MORSE SCHOOL
  • Middle School: Saugerties Junior High School
  • High School: Saugerties Senior High School
  • School District: Saugerties
  • Appliances: Dishwasher, Gas Range
  • MLS#: 1027238
  • Website: https://www.raveis.com
    /prop/1027238/375phillipsroad_saugerties_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Hudson Valley   Phone: 845-481-2700

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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375 Phillips Road, Saugerties, NY, 12477

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment $612 $612 $612
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,430 $2,561 $3,321
Total Monthly Payment $3,117 $3,248 $4,008

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.