|
Come see this true 3-bedroom Sophia Model on a pond in the highly sought-after Valencia Lakes community! This beautifully maintained home offers over $30K in upgrades when built. Enjoy the open-concept design created by removing the wall between the kitchen and living/dining areas, providing exceptional flow for everyday living and entertaining. There is extra space between the neighboring house, creating extra light in the 2 secondary bedrooms.
The upgraded kitchen features granite countertops, a granite backsplash, upgraded cabinets with pull-out shelves in all lower cabinets, and the efficient pantry cabinet, which replaced the builder pantry closet. Under the sink, you will find a reverse osmosis water filtration system. Additional upgrades include diagonal-laid tile throughout the main living areas, chair rail molding in the kitchen and dining room, plantation shutters, upgraded ceiling fans, double-pane windows, and a whole-house water softener.
Step into the enclosed lanai that can function as a sun room that can be included in the under-air living area, or slide open the windows to bring in the fresh air on those beautiful Florida days. Outside is the extended patio, perfect for grilling or relaxing while enjoying the tranquil pond view. The washer is new, and the refrigerator is just over one year old.
Don't miss this move-in-ready villa offering comfort, quality, and beautiful waterfront living in Valencia Lakes!
Your HOA fee includes basic cable, internet, security monitoring of your home, exterior pressure washing, lawn care, irrigation and landscape maintenance, exterior paint every 5 years, as well as all of the amenities Valencia Lakes has to offer.
Start living the dream today in the Valencia Lakes community with amazing amenities like a 40, 000 SF clubhouse, 24-hour fitness center, fitness classes, clubs, events, and concerts in the large social hall, game rooms, sauna/spa pools, a softball field, and a new restaurant. Now is the Best Time to buy in the Tampa Bay area of Florida. Easy access to the City events, shopping, and area beaches.
Live where others dream to vacation.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$286,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,800 | $228,800 | $228,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,370 | $1,445 | $1,900 |
| Total Monthly Payment | $1,751 | $1,826 | $2,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.