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4148 SOUTHERN VISTA LOOP, St. Cloud, FL, 34772 | $585,000
Welcome to 4148 Southern Vista Loop, where the privacy of an oversized conservation homesite meets the convenience of modern, move-in-ready living. Built in 2023 by Richmond American, this thoughtfully upgraded Moonstone model is perfectly positioned on one of Southern Pines' larger 0. 26-acre homesites, NO REAR NEIGHBORS, offering peaceful conservation views, and generous spacing between neighboring homes.
Offering 2, 791 square feet, this versatile floor plan features five bedrooms, three full bathrooms, a spacious loft, and a first-floor bedroom with an adjacent full bath—ideal for guests, multigenerational living, or a private home office.
Designed with both everyday living and entertaining in mind, the open-concept kitchen serves as the heart of the home with quartz countertops, premium cabinetry, a designer backsplash, stainless steel appliances, an oversized island with seating, abundant storage, and a walk-in pantry. The adjoining living and dining spaces flow seamlessly to the EXTENDED SCREENED LANAI, creating the perfect indoor-outdoor living experience.
Throughout the home you'll find Luxury Vinyl Plank flooring in the main living areas, upgraded lighting and hardware, premium window treatments including motorized shades, ceiling fans, and thoughtfully selected finishes that elevate the home's modern design while maintaining warmth and functionality.
Unlike purchasing new construction and starting with a blank canvas, many of the most desirable improvements have already been completed for you. Enjoy a screened lanai overlooking the conservation area, vinyl privacy fencing, smart-home enhancements, EV charging capability, garage utility sink with hot and cold water, multiple 240V outlets, hidden TV wiring, premium window treatments, and numerous custom touches that save both time and significant post-closing expense.
Wake up to peaceful CONSERVATION VIEWS, enjoy your morning coffee while watching native Florida wildlife, then take advantage of Southern Pines' community pool and playground just minutes from your front door.
Conveniently located near Lake Nona Medical City, Orlando International Airport, shopping, dining, top-rated schools, and major highways, this home offers the perfect balance of privacy, modern design, and everyday convenience.
Beautifully maintained, thoughtfully upgraded, and truly move-in ready, this is an exceptional opportunity to own one of Southern Pines' most desirable homesites.
Features
- Amenities: Playground, Pool
- Rooms: 9
- Bedrooms: 5
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Style: Traditional
- Year Built: 2023
- Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,791
- Acreage: 0.26
- Est. Taxes: $5,778
- HOA Fee: $330 Quarterly
- Lot Desc: Conservation Area, Oversized Lot
- View: Trees/Woods
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: O6425383
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/O6425383/4148southernvistaloop_stcloud_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS Phone: 407-629-4420
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4148 SOUTHERN VISTA LOOP, St. Cloud, FL, 34772
$585,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.902% | 6.118% |
| Monthly Tax Payment | $482 | $482 | $482 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,844 | $3,035 | $3,918 |
| Total Monthly Payment | $3,418 | $3,609 | $4,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388