7762 SW 97TH CIRCLE, Ocala, FL, 34481 | $398,800

This beautifully upgraded Summerwood model in Stone Creek offers a rare blend of thoughtful design, abundant storage, and private outdoor living. July 2026 GAF NEW ROOF with transferable warranty! Set on a secluded lot framed by a tall berm and mature hedges, the home feels like a personal retreat from the moment you arrive. Inside, neutral tones, designer light fixtures, plantation shutters, and tile flooring create a clean, timeless aesthetic. The open main living area flows effortlessly into a well-appointed kitchen featuring under-counter reverse osmosis, sleek cabinetry, and generous workspace. A custom flex room elevates the home’s versatility—custom designed as a combined office and entertainment bar, it’s a true showpiece for hosting or working in style. The primary suite with walk-in closet also includes an additional 50-sq-ft climate-controlled storage room—perfect for seasonal items, hobby supplies, or additional private owner’s closet. A front bedroom serves as a full ensuite, enhanced by barn-style sliding doors for both privacy and architectural charm. Storage is a standout throughout the home: a floored attic over the garage, a 4-foot extended garage, insulated garage doors, and a huge laundry area with built-in storage. Whole-home upgrades include new exterior paint in 2023, a whole-house surge protector, security system, and a 50-amp generator electrical interlock system for peace of mind. Four solar tubes and a beautiful glass door provide additional natural lighting. Outdoor living shines with the oversized screened-in lanai, pavered patio, and hot tub, all overlooking the lush, private landscape. Whether you’re entertaining, relaxing, or enjoying quiet evenings at home, this property delivers comfort, style, and exceptional functionality. This is a truly exceptional home, priced to sell, in the highly rated Del Webb Stone Creek community. Enjoy resort lifestyle in an active 55plus community that features two clubhouses, pools, a spa, a full-service restaurant and bar, fitness facilities, countless clubs and special interest groups, and year round events sponsored by the Lifestyle office. Make your appointment today to view this amazing home!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 55 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,910
  • Acreage: 0.15
  • Lot Size: 55 x 120
  • Est. Taxes: $2,803
  • HOA Fee: $265 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: OM728331
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/OM728331/7762sw97thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/22/2026 7:55:22 AM)
Listing courtesy of ROYAL OAK REALTY LLC   Phone: 352-266-3618

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7762 SW 97TH CIRCLE, Ocala, FL, 34481

$398,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,040 $319,040 $319,040
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment $234 $234 $234
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,939 $2,043 $2,649
Total Monthly Payment $2,248 $2,352 $2,958

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.