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Welcome to this exceptional 4-bedroom, 4-bathroom home with a dedicated office and private in-law suite, located in the highly desirable gated community of Windward Ranch in St. Augustine! Built in 2016, this thoughtfully designed home offers a split floor plan that provides both privacy and functionality, making it ideal for multi-generational living or hosting extended guests. From the moment you step inside, you'll appreciate the elegant finishes, including crown molding throughout the main living areas and primary suite, plantation shutters, and tile flooring throughout the home except in the bedrooms. The gourmet kitchen is designed to impress with granite countertops, 42-inch cabinetry, stainless steel appliances, a gas cooktop, double ovens, a center island, and pantry—perfect for everyday living and entertaining alike. The spacious primary suite is a private retreat featuring direct access to the screened rear patio, while the luxurious ensuite bathroom offers dual vanities, a relaxing garden tub, a separate walk-in shower, and a large walk-in closet. One of the home's most unique features is the private in-law suite, complete with its own separate entrance and attached one-car garage. This fully equipped living space includes a bedroom, full bathroom, living room, kitchenette, and private laundry, offering exceptional flexibility for guests, extended family, or potential rental opportunities. On the opposite side of the home, you'll find two additional bedrooms, another full bathroom, a second laundry area, and an attached two-car garage adding even more convenience. Additional highlights include a tankless water heater and granite countertops in all bathrooms, adding both efficiency and timeless style. Living in Windward Ranch means enjoying outstanding resort-style amenities, including a guarded and gated entrance, resort-style pool with cabanas and concessions, fitness center, pickleball courts, basketball court, miniature golf course, playground, and beautifully maintained community spaces-all with no CDD! Conveniently located just minutes from I-95, this home offers easy access to shopping, dining, entertainment, and top-rated St. Johns County schools. Don't miss this rare opportunity to own a beautifully appointed home with an attached private in-law suite in one of St. Augustine's most sought-after gated communities!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $369 | $369 | $369 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,110 | $3,278 | $4,311 |
| Total Monthly Payment | $3,571 | $3,739 | $4,772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.