40 Carter Road, New Hampton, NY, 10958 | $570,000

Set on 2 private, beautifully landscaped acres, this well-maintained 2120 sq ft ranch home offers the perfect blend of comfort and convenience. Featuring 3 bedrooms, 2. 5 baths, 2 car attached garage and a functional, single-level layout, this home is ideal for easy living with room to spread out both inside and out. This home includes a spacious kitchen with pantry, a dedicated laundry room, and pull-down attic for additional storage. A partially finished basement provides flexible space for a recreation room, home office, or gym—tailored to your needs. Enjoy your morning coffee on the 12 x 36 two-tier deck with a partial overhang which is ideal for entertaining in a private, natural setting. The property truly shines with its impressive outbuildings, including a spacious 24 x 40 detached garage—perfect for vehicles, hobbies, or a workshop—plus two additional sheds (8 x 40 and 10 x 16) offering abundant storage for lawn equipment, tools, or recreational gear. Enjoy privacy in a rural setting without sacrificing accessibility, as this home is perfectly located for both convenience and adventure as you are just minutes from major highways and just an hour to NYC. It is a short drive to Legoland, The Kartrite Waterpark Resort, Resorts World Catskill, local breweries, wineries and scenic trails. Situated within the Minisink School District, it’s a great opportunity for those seeking a quiet setting with everyday conveniences close by. Whether you're looking for a primary residence or a place with room to grow and create, this property delivers space, versatility, and location.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1993
  • Garage: 5-car
  • Heating: Baseboard, Oil
  • Cooling: Central Air
  • Basement: Full, Partially Finished, Walk-Out Access
  • Approx Sq. Feet: 2,120
  • Acreage: 2
  • Est. Taxes: $9,000
  • Lot Desc: Back Yard, Cleared, Front Yard, Hilly, Landscaped, Level, Near School, Part Wooded, Paved, Private
  • Elem. School: Minisink Valley Elementary
  • Middle School: Minisink Valley Middle School
  • High School: Minisink Valley High School
  • School District: Minisink Valley
  • Appliances: Dishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Oil Water Heater, Water Softener Owned, Wine Refrigerator
  • MLS#: 981022
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/981022/40carterroad_newhampton_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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914.649.1306

Deanna.Wharton@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 Carter Road, New Hampton, NY, 10958

$570,000

Deanna Wharton

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 914.649.1306

Deanna.Wharton@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $456,000 $456,000 $456,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.902% 6.098%
Monthly Tax Payment $750 $750 $750
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,808 $2,958 $3,817
Total Monthly Payment $3,650 $3,800 $4,659

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.