26 MIRUELA Avenue, Saint Augustine, FL, 32080 | $780,000

Imagine coastal living in this charmingly styled home, where classic design meets modern convenience. As you step inside, you'll be welcomed by an abundance of natural light, thanks to skylights that enhance every room and create a serene spa-like ambiance. The warmth of real hardwood floors adds a nostalgic touch, perfectly complementing the updated, open kitchen. This home features two inviting living spaces, ideal for relaxation and gathering with loved ones, along with a separate dining room that is perfect for entertaining. The crown molding throughout the home adds a sophisticated flair, while the oversized primary shower offers a luxurious retreat. Sitting on a rare double lot on Anastasia Island, this property includes a shallow irrigation well for your landscaping needs. Enjoy peace of mind with a newer roof, updated AC units, renovated bathrooms, and a sump pump equipped with a dehumidifier in the crawl space to prevent water build-up during the rainy season. Experience the best of coastal living in this beautifully appointed home.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 97.37x123.89x114.15x125.96
  • Laundry: In Unit
  • Style: Cottage, Spanish
  • Year Built: 1948
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air, Split System
  • Approx Sq. Feet: 1,908
  • Acreage: 0.3
  • Lot Size: 97.37x123.89x114.15x125.96
  • Est. Taxes: $180
  • Lot Desc: Few Trees, Other
  • View: Other
  • Elem. School: R. B. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: 2155899
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/2155899/26miruelaavenue_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

26 MIRUELA Avenue, Saint Augustine, FL, 32080

$780,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $624,000 $624,000 $624,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $15 $15 $15
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,737 $3,940 $5,182
Total Monthly Payment $3,844 $4,047 $5,289

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.