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Beautiful LAKEFRONT home with double full front porches on Whitney Lake. This fantastic John's Island community provides unique amenities, including: waterfront living, community-use canoes, a common-area fire pit, a dock, and sidewalks galore; perfect for homeowners and dogs alike. This neighborhood allows for easy access to all the wonderful shopping, dining, markets, and infrastructure that John's Island boasts. This gorgeous home offers exceptional comfort and style, featuring large front porches, pretty landscaping, water views, a ''drop zone'' with a built-in bench and shelving, covered back patio and two-car detached garage with epoxy floors . The open-concept main floor is ideal, with a spacious foyer, family room, kitchen and breakfast nook. The living spaces flow seamlesslytogether and are ideal for entertaining family and friends. The gourmet kitchen features abundant cabinetry, stainless appliances, countertop seating, and lovely granite countertops. This home also boasts a flex space at the front of the home which could be used as a formal dining room, library, office, playroom or formal living room. The options are limitless! Upstairs you will find: the spacious primary bedroom, with a large ensuite bath and walk-in closet. Two lovely light-filled secondary bedrooms, providing plenty of room for family and friends; a unique loft space with access to the second story porch, offering serene views of the water and abundant wildlife, the laundry room and full hall bath. This home combines thoughtful design, quality finishes, and a serene natural setting an ideal place to call home. Expect to be impressed and WELCOME HOME! Additional Features include: 9 ft ceilings Large closets Huge pantry/storage closet in drop zone area Wonderful light-filled rooms Upgraded lighting fixtures Plantation shutter Downstairs powder room Tiled baths
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Our Executive Mortgage Banker:
$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $504,000 | $504,000 | $504,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.764% | 5.992% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,062 | $3,227 | $4,185 |
| Total Monthly Payment | $3,154 | $3,319 | $4,277 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.