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Welcome to 11 Apple Tree Terrace, a beautifully maintained raised ranch held by the same loving owner for over forty years. Nestled in the highly desirable Hubbard Farms neighborhood of West Haven's West Shore area, this home strikes a balance between preserved original architectural details and thoughtful updates. From the moment you arrive, you will love the welcoming atmosphere of this peaceful community, characterized by flat, sidewalk-lined streets that are absolutely perfect for morning runs, evening strolls, and bike rides. Adding to its incredible appeal, the home is ideally situated between Pagels Elementary School and Bailey Middle School. Step inside to a main level that immediately feels like home, where large windows flood the spacious living areas with an abundance of warm, natural light. This home is move-in ready while simultaneously presenting a perfect canvas for your personal customization. The thoughtful design of this classic raised ranch layout flows effortlessly, offering three comfortable bedrooms with ample closet space to keep your daily life organized. One full bathroom is centrally located on the main level. Right off the kitchen, a sizable deck awaits, offering the perfect spot for your morning coffee, outdoor dining, or hosting summer gatherings while overlooking the property. The lower level of the home expands your living space beautifully with a fully finished family room. Featuring a cozy wood-burning fireplace that highlights the home's enduring character, this versatile space is perfect for movie nights, a dedicated home office, or a playroom. It has a walk-in closet, another full bathroom and access to the backyard. This level also provides plenty of extra interior storage space, laundry, and direct access to the attached two-car garage. Outside, the deck steps down to a beautiful, level lot and a sizable backyard. This expansive outdoor space offers the perfect setting for lawn games, gardening, or simply relaxing in your private retreat. Tucked into the yard, you will also find a large, walk-in wood storage shed, providing the ultimate convenience for housing your lawn mower, gardening tools, and outdoor recreation gear. Beyond the property line, you will enjoy a lifestyle of ease and accessibility. Commuting is quite convenient with close access to I-95, the Merritt Parkway, and the West Haven Metro-North train station. Whenever you are looking for local entertainment, you are just minutes away from a great selection of dining and shopping, as well as West Haven's beautiful sandy beaches and scenic coastal boardwalk.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 11.0 x 13.0 | Main |
| Bedroom 2 | Wall/Wall Carpet | 11.0 x 11.0 | Main |
| Dining Room | Wall/Wall Carpet | 12.0 x 11.0 | Main |
| Family Room | Fireplace,Walk-In Closet,Wall/Wall Carpet | 23.0 x 17.0 | Lower |
| Kitchen | Ceiling Fan,Eating Space,Vinyl Floor | 12.0 x 14.0 | Main |
| Living Room | Bay/Bow Window,Wall/Wall Carpet | 13.0 x 17.0 | Main |
| Other | 11.0 x 13.0 | Lower | |
| Primary Bedroom | Wall/Wall Carpet | 12.0 x 16.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | $753 | $753 | $753 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,391 | $2,521 | $3,315 |
| Total Monthly Payment | $3,219 | $3,349 | $4,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.