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Discover the perfect blend of comfort, flexibility, and future potential in this well-maintained ranch located in a desirable neighborhood. Set on a beautifully landscaped lot, this home offers convenient one-level living with hardwood floors throughout the main level, first-floor laundry, a heated sunroom, and an inviting kitchen featuring updated stainless steel appliances and a cozy pellet stove for chilly New England evenings. Outside, enjoy an attached garage, covered carport, additional storage shed, and a spacious backyard designed for making memories. The walkout patio provides the perfect place to entertain, while the fire pit creates an inviting setting for relaxing under the stars. What truly sets this home apart is the finished walkout lower level. With its own private entrance, it offers outstanding potential for a future in-law suite, multigenerational living, guest quarters, or extended living space. The layout already includes a kitchenette, living area, dining space, separate bedroom, full bathroom, laundry hookups, and direct access to the backyard patio. Whether you're looking for additional living space today or envisioning future possibilities, this level offers incredible flexibility. Move right in and enjoy the home as it is, while adding your own cosmetic updates over time to build equity. A rare opportunity to own a home with this much usable space, versatility, and value in an established neighborhood.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Den | Lower | |
| Dining Room | Main | |
| Eat-In Kitchen | Dining Area | Main |
| Eat-In Kitchen | Lower | |
| Family Room | Lower | |
| Full Bath | Tub w/Shower | Main |
| Full Bath | Stall Shower,Laundry Hookup | Lower |
| Living Room | Bay/Bow Window,Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
| Sun Room | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,999 | $239,999 | $239,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $343 | $343 | $343 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,515 | $1,993 |
| Total Monthly Payment | $1,855 | $1,933 | $2,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.