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SPECTACULAR AND RARELY AVAILABLE WATERFRONT RESIDENCE nestled within the exclusive 12-unit boutique community of Ocean Cay, offering the perfect opportunity to own a luxurious waterfront retreat in one of South Florida's most coveted coastal enclaves. This exceptional corner, two-story condominium has been masterfully renovated with impeccable craftsmanship, sophisticated finishes, and meticulous attention to detail throughout. Offering over 2, 300 square feet of beautifully appointed living space, this extraordinary residence features 3 bedrooms, including a stunning first-floor primary suite, 3. 5 luxurious bathrooms, multiple private patios, impact windows and doors, and a detached one-car garage. The spacious, thoughtfully designed floor plan provides the scale and comfort of a private home while offering the ease and convenience of a boutique condominium lifestyle—ideal for those seeking a refined winter escape or a luxurious vacation retreat. Privately tucked away in the highly desirable coastal community of Ocean Ridge, this exceptional home captures panoramic Intracoastal Waterway views, creating a spectacular backdrop for both everyday living and unforgettable entertaining. Just across the street, direct beach access invites you to enjoy the best of Florida's coastal lifestyle, from morning walks along the shoreline to breathtaking sunsets and leisurely afternoons by the ocean. With its rare combination of expansive living space, waterfront beauty, private outdoor areas, detached garage, direct beach access, and boutique exclusivity, this remarkable residence offers an unparalleled opportunity to own a truly special South Florida retreat—where luxury, privacy, and effortless coastal living come together. The gourmet kitchen is a true showpiece, featuring custom cabinetry, Quartz countertops, high-end GE Café appliances, a designer backsplash, and elegant gold finishes throughout. The generous first-floor primary suite offers wood flooring, designer wall coverings, an expanded walk-in closet with custom built-ins, and a private outdoor patio. The spa-inspired primary bath boasts custom cabinetry, an oversized dual-sink vanity, LED mirror, Quartz countertops, an elegant glass-tile accent wall, a freestanding soaking tub, and a frameless glass shower. A custom staircase leads to two private guest suites, each offering incredible water views and their own beautifully renovated en-suite bath. An adjoining flex room provides ideal space for a yoga or Zen studio, home office, or playroom. Step outside and enjoy your private waterfront oasis. Relax with morning coffee or sunset cocktails from your covered patio overlooking the Intracoastal. This upscale Ocean Ridge residence also offers a tranquil community pool with water views, dock rental availability exclusively for owners, and effortless coastal living. With countless upgrades and thoughtful details throughout, this exceptional home must be seen to be fully appreciated. From the moment you arrive, it is clear this rarely available residence is truly special: defined by breathtaking views, refined finishes, and an unparalleled lifestyle. Enjoy spectacular sunsets, nearby fine dining and shopping, and the very best of waterfront living. A beautiful lifestyle awaits.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,480,000 | $1,480,000 | $1,480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.223% | 6.183% |
| Monthly Tax Payment | $1,179 | $1,179 | $1,179 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,637 | $8,993 | $12,489 |
| Total Monthly Payment | $9,941 | $10,297 | $13,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.