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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. ***What a rare and remarkable opportunity in Summerville! With more than 4, 000 total square feet of living space, including a versatile second level that can serve as an in law suite and a separate detached in law suite, this property offers incredible flexibility for multigenerational living, extended guests, potential rental opportunities, or a variety of other uses. Situated on a spacious 0. 39 acre lot with beautiful landscaping and a large driveway, this home makes a wonderful first impression with its inviting curb appeal. Step inside to discover a bright study/living room with wood flooring and abundant natural light. Just off the entry, an additional bedroom offers flexibility for guests or a home office. The spacious kitchen is designed for both everyday living and entertaining with abundant cabinet and countertop space, a convenient center island, and easy access to the formal dining room. The open family room features crown molding, a cozy fireplace, and direct access to the carport, driveway, and backyard. The expansive primary suite serves as a relaxing retreat with a walk in closet and a stunning ensuite bath featuring dual vanities, a freestanding soaking tub, a step in shower, and a fireplace insert for added ambiance. A full bathroom and a laundry room complete the main level. The second floor can be accessed from inside the home or by a separate exterior staircase, creating excellent privacy and flexibility. This spacious level can be used as additional living space or as a private in law suite and includes a living and dining area, a full kitchen, three bedrooms, a bathroom with a dual sink vanity, and a laundry room. Adding even more versatility, the detached in law suite/studio includes a living and dining area, a kitchen, a bedroom with an ensuite bathroom, and washer and dryer hookups, making it ideal for extended family, guests, or other flexible living arrangements. Outside, the expansive backyard is filled with mature trees and established landscaping, creating a peaceful setting with plenty of room to relax, entertain, or enjoy the outdoors. The location is equally impressive. Grocery stores, restaurants, and Starbucks are within a half mile of the home, Knightsville Elementary School, Charles B. Dubose Middle School, and Summerville High School are within 2. 5 miles or less, the historic district of Summerville is just over 4 miles away, and I 26 is just over 6 miles away. Opportunities offering this much space, flexibility, and potential are few and far between. Don't miss your chance to make this one of a kind property your own. *Some images have been virtually enhanced. *Rental permissions and restrictions have not been verified and are not guaranteed. Any ability to lease or rent the property is subject to the rules and approval of the municipality and/or other governing/regulatory authorities. Buyers are responsible for verifying all rental policies and requirements. *Property is being sold as is.
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Our Executive Mortgage Banker:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,372 | $2,500 | $3,288 |
| Total Monthly Payment | $2,447 | $2,575 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.