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5441 WORTHINGTON LOOP, Palm Harbor, FL, 34685 | $639,990
Move-In Ready! Coastal Elegant Comfort. Highly sought after Private Gated Community zoned for East Lake High and other 'A' rated schools. Centrally located with access to John Chestnut park, Lake Tarpon, and the Pinellas Trail for water sports, hiking, biking, and other outdoor activities. Nearby shopping, dining, golfing, and schools. Ridgemoor association has a central community park with basketball/tennis courts, playground, numerous walking paths, and deer. Your new home has been meticulously renovated and designed with a flow that is accommodating for family gatherings and entertaining. Your kitchen is host to soft-close cabinetry with pull-out pan drawers, striking quartz counters, and stainless steel appliances. Truly a relaxed gathering place as it provides ample space for eating at the counter as well as full dining area that opens to the lanai and pool for your Florida indoor-outdoor living. The spacious Family room has vaulted ceilings, high windows providing abounding sunlight, and a fireplace for basking in its warm cozy glow during cooler weather with capacity for all. Your separate Dining room invites all to gather and connect for family meals, holiday dinners, and special occasions. This area easily converted to a second family room, game room, library, activity room, multi-functional area, or whatever your family desires. The split floor plan provides privacy for your Primary Suite while your family and guests may enjoy their own private time in the three extra bedrooms and full bath. The second full bath provides access to the pool. Use as bedrooms, dedicated office, den, or work out room. Pocket door separates the family room. Your private Primary suite affords serenity and calm with a fully redesigned En-suite bathroom and electric fireplace exuding warmth, tranquility, and ambiance. With private access from your suite to the lanai and pool, you have your own Oasis! Your new home feels like a new build. With sliders at all access points from the inside living area to the lanai, your home becomes amazing Florida indoor-outdoor living!
*AC 2021/ Hot water heater 2024 /Pool Resurfaced 2022 /French drain 2023*
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 85 x 116
- Laundry: Inside, Laundry Room
- Year Built: 1989
- Garage: 2-car Driveway, Garage Door Opener, Guest
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,194
- Acreage: 0.22
- Lot Size: 85 x 116
- Est. Taxes: $134
- HOA Fee: $48 Monthly
- Elem. School: Cypress Woods Elementary-PN
- Middle School: Carwise Middle-PN
- High School: East Lake High-PN
- Pool: Gunite, Heated, Outside Bath Access, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8528385
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8528385/5441worthingtonloop_palmharbor_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 727-781-3700
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5441 WORTHINGTON LOOP, Palm Harbor, FL, 34685
$639,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,992 | $511,992 | $511,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $11 | $11 | $11 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,066 | $3,233 | $4,252 |
| Total Monthly Payment | $3,169 | $3,336 | $4,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388